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Products For New Mortgage Customers



Discounted Mortgages

This type of mortgage is discounted from our standard variable rate, which is set by the Society's Board of Directors and can vary upwards and downwards. As the interest rate is variable this payments vary as interest rates change. To help with the upfront cost of the mortgage no application fee is charged (other fees apply).

Issue No Product Name Download Details LTV %
DS726 2 Year Discount 80% Direct Click Here 80% LTV
DS691 2 Year Discount 90% LTV Click Here 90% LTV
DS687 5 year discount 80% LTV Click Here 80% LTV
DS688 5 year discount 90% LTV Click Here 90% LTV



Later Life Lending Mortgages

This type of mortgage is discounted from our standard variable rate, which is set by the Society's Board of Directors and can vary upwards and downwards. As the interest rate is variable this payments vary as interest rates change. To help with the upfront cost of the mortgage no application fee is charged (other fees apply).

Issue No Product Name Download Details LTV %
DS727 Later Life Lending 2 Year Discount 80% Click Here 80% LTV
DS697 2 Year Discount 90% LTV Click Here 90% LTV
DS699 5 year discount 80% LTV Click Here 80% LTV
DS701 5 year discount 90% LTV Click Here 90% LTV
DS703 Remortgage 5 year discount 80% LTV Click Here 80% LTV



Mortgages for Professionals

Our mortgages for professionals are available if you currently work, or have recently qualified, and are in receipt of a salary or bursary, from the following professions : Accountants, Actuaries, Architects, Barristers, Chartered Surveyors, Commercial Pilots, Dentists, Medical Doctors, Locums, Optometrists, Pharmacists, Solicitors, and Vets. Other professionals may be considered, however the applicant must be a member of their professional body and hold industry recognised qualification(s). Professionals moving to Self Employed from salaried employment may also be considered.

Issue No Product Name Download Details LTV %
DS709 Professionals mortgage 80% 5 year discount Click Here 80% LTV
DS710 Professionals mortgage 90% 5 Year Discount Click Here 90% LTV


Remortgages

The Fee Assisted Remortgage Package offers various incentives as it is designed to support new members looking to move their mortgage to the Society.

Issue No Product Name Download Details LTV %
DS707 Remortgage 5 year discount 80% LTV Click Here 80% LTV



Standard Variable Rate Mortgages

This type of mortgage follows our standard variable rate, which is set by the Society's Board of Directors and can vary upwards and downwards. As the interest rate is variable this product may be suitable if you don’t mind your payments varying as interest rates change

Issue No Product Name Download Details LTV %
SVR1 Standard Variable Rate Click Here 80% LTV
SSVR Standard Variable Rate Click Here 90% LTV



* LTV stands for "Loan To Value" and is a ratio which describes the mortgage advance as a percentage of the purchase price or property valuation whichever is the lower.


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The Society reserves the right to withdraw all products and incentives without notice.