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Products For New Mortgage Customers



Standard Variable Rate Mortgages

This type of mortgage follows our standard variable rate, which is set by the Society's Board of Directors and can vary upwards and downwards. As the interest rate is variable this product may be suitable if you don’t mind your payments varying as interest rates change

Issue No Product Name LTV %
SVR1 Standard Variable Rate 80% LTV
SSVR Standard Variable Rate 90% LTV



Remortgages

The Fee Assisted Remortgage Package offers various incentives as it is designed to support new members looking to move their mortgage to the Society.

Issue No Product Name LTV %
S624 Direct Remortgage Fee Assist Package 5 Year Discount 80% LTV



Fee Assisted Discounted Mortgages

This type of mortgage is discounted from our standard variable rate, which is set by the Society's Board of Directors and can vary upwards and downwards. As the interest rate is variable this payments vary as interest rates change. To help with the upfront cost of the mortgage no application fee is charged (other fees apply).

Issue No Product Name LTV %
S602 Fee Assisted 2 Year Discount 90% LTV 90% LTV
S603 Fee Assisted 2 Year Discount 80% LTV 80% LTV
S604 Fee Assisted 5 Year Discount 80% LTV 80% LTV
S605 Fee Assisted 5 Year Discount 90% LTV 90% LTV


Chorley Local Mortgages

Chorley Local Mortgages are geographical restricted mortgages designed to help local first time buyers, home movers and re-mortgage customers who have a property in the PR postcode area.

Issue No Product Name LTV %
S576 3 Year Discount Chorley Local Mortgage First Time Buyer 95% LTV Fee Assisted 95% LTV
S577 Chorley Local Mortgage 80% LTV 2 Year Discount 80% LTV


* LTV stands for "Loan To Value" and is a ratio which describes the mortgage advance as a percentage of the purchase price or property valuation whichever is the lower.


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The Society reserves the right to withdraw all products and incentives without notice.