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Products For New Mortgage Customers



Standard Variable Rate Mortgages

This type of mortgage follows our standard variable rate, which is set by the Society's Board of Directors and can vary upwards and downwards. As the interest rate is variable this product may be suitable if you don’t mind your payments varying as interest rates change

Issue No Product Name Download Details LTV %
SVR1 Standard Variable Rate Click Here 80% LTV
SSVR Standard Variable Rate Click Here 90% LTV



Remortgages

The Fee Assisted Remortgage Package offers various incentives as it is designed to support new members looking to move their mortgage to the Society.

Issue No Product Name Download Details LTV %
S624 Direct Remortgage Fee Assist Package 5 Year Discount Click Here 80% LTV



Fee Assisted Discounted Mortgages

This type of mortgage is discounted from our standard variable rate, which is set by the Society's Board of Directors and can vary upwards and downwards. As the interest rate is variable this payments vary as interest rates change. To help with the upfront cost of the mortgage no application fee is charged (other fees apply).

Issue No Product Name Download Details LTV %
S683 2 Year Discount 80% LTV Click Here 80% LTV
S650 2 Year Discount 90% LTV Click Here 90% LTV


2 Year Discount 95% Direct Customers North West, North East and Yorkshire Regions only

Our 95% mortgage is available to new first time buyers, home movers or remortgage customers for mortgages secured against their main residential property. The property must be located within the boundary of the North West Region (Lancashire, Merseyside, Manchester, Cumbria & Cheshire); North East Region (Northumberland, Tyne & Wear, County Durham & Tees Valley) & Yorkshire Region (South Yorkshire, West Yorkshire, the East Riding of Yorkshire including Hull, the shire county of North Yorkshire and the City of York); North Lincolnshire & North East Lincolnshire. Designed for borrowers with a limited deposit. For confirmation of acceptable areas and property types speak to your mortgage advisor.

Issue No Product Name Download Details LTV %
S679 2 Year Discount 95% Direct Customers North West, North East and Yorkshire Regions only Click Here 95% LTV



* LTV stands for "Loan To Value" and is a ratio which describes the mortgage advance as a percentage of the purchase price or property valuation whichever is the lower.


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The Society reserves the right to withdraw all products and incentives without notice.