Mortgages for New Customers | Chorley Building Society

New Customer Mortgage Products

Tried and trusted. Book an appointment with a mortgage adviser to learn about Chorley’s mortgage products.

Get in touch

Discounted Mortgages

This type of mortgage is discounted from our standard variable rate, which is set by the Society's Board of Directors… View options

Later Life Lending Mortgages

We understand that lifestyles have changed and with them financial needs. Our Later Life mortgages are available to customers who… View options

Remortgages

The Fee Assisted Remortgage Package offers various incentives as it is designed to support new members looking to move their… View options

Buy-to-Let Mortgages

Our Buy To Let mortgage is designed to support customers who own no more than 3 Buy To Let properties… View options

Credit Renew Mortgages

Our range of Credit Renew Mortgages are designed for customers who are not credit impaired but have recently experienced a… View options

Discount Market Scheme (DMS)

We are supporting the Discount Market Scheme - a low cost home ownership product, where a new build property is… View options

Shared Ownership

We are supporting the Government’s Shared Ownership scheme. The scheme allows you to purchase between 25% and 75% of a… View options

Help to Buy Mortgages

We are supporting the Government’s Help to Buy scheme (Equity Loan). Applications for the Help to Buy 2021-2023 scheme can… View options

First Homes

We are supporting the launch of the Government First Homes scheme to help local first-time buyers and key workers across… View options

Second Homes

Our Second Homes mortgage is designed to support customers who are purchasing a second home/residential property that will be used… View options

Holiday Let Mortgages

Our Holiday Let mortgages are designed to support customers who are looking to purchase or remortgage a Holiday Let in… View options

Fixed Rate Mortgages

Our fixed rate mortgages maintain an interest rate until a specified date, to help you plan for the future. View options

Discounted Mortgages

This type of mortgage is discounted from our standard variable rate, which is set by the Society's Board of Directors and can vary upwards and downwards. As the interest rate is variable this payments vary as interest rates change. To help with the upfront cost of the mortgage no application fee is charged (other fees apply).

Product Name

Loan To Value

Product Code

2 Year Discount 60% LTV

60%

DP241

View details

2 Year Discount 80% LTV

80%

DP242

View details

2 Year Discount 85% LTV

85%

DP207

View details

2 Year Discount 90% LTV

90%

DP244

View details

2 Year Discount 95% LTV

95%

DP209

View details

Later Life Lending Mortgages

We understand that lifestyles have changed and with them financial needs. Our Later Life mortgages are available to customers who will be aged 75 or over at the end of the mortgage term.

Product Name

Loan To Value

Product Code

Later Life Lending – 2 Year Discount 75% LTV

75%

DP238

View details

Later Life Lending – 2 Year Discount 60% LTV Remortgage

60%

DP239

View details

Later Life Lending – 2 Year Discount 75% LTV Remortgage

75%

DP240

View details

Later Life Lending – 2 Year Discount 60% LTV

60%

DP211

View details

Later Life Lending – 2 Year Discount 80% LTV

80%

DP212

View details

Remortgages

The Fee Assisted Remortgage Package offers various incentives as it is designed to support new members looking to move their mortgage to the Society.

Product Name

Loan To Value

Product Code

2 Year Discount 60% LTV Remortgage

60%

DP246

View details

2 Year Discount 80% LTV Remortgage

80%

DP247

View details

Buy-to-Let Mortgages

Our Buy To Let mortgage is designed to support customers who own no more than 3 Buy To Let properties and intend to use the property for investment purposes only.

Product Name

Loan To Value

View details

Buy to Let – First Time Landlord – 2 Year Discount 75% LTV (Investment)

75%

DP216

View details

Credit Renew Mortgages

Our range of Credit Renew Mortgages are designed for customers who are not credit impaired but have recently experienced a life event they have recovered from which has impacted their credit profile meaning they do not meet our standard lending criteria. For more information please refer to the Credit History Profile section of our Lending Criteria We offer two categories of Credit Renew Products up to a maximum of 85% LTV (Click Here for Credit Renew Product Criteria)

Product Name

Loan To Value

Product Code

Credit Renew 2 – 2 Year Discount 70% LTV

70%

DP220

View details

Credit Renew 2 – 2 Year Discount 60% LTV

60%

DP219

View details

Credit Renew 1 – 2 Year Discount 75% LTV

75%

DP218

View details

Credit Renew 1 – 2 Year Discount 60% LTV

60%

DP186

View details

Discount Market Scheme (DMS)

We are supporting the Discount Market Scheme - a low cost home ownership product, where a new build property is purchased at a discounted price.

Product Name

Loan To Value

Product Code

Discount Market Scheme – 2 Year Discount 95% LTV (Minimum of 20% OMV Discount)

95%

DP223

View details

Discount Market Scheme – 2 Year Discount 95% LTV (30% OMV Discount)

95%

DP224

View details

Shared Ownership

We are supporting the Government’s Shared Ownership scheme. The scheme allows you to purchase between 25% and 75% of a home and pay rent to a housing association for the remaining share.

Product Name

Loan To Value

Product Code

Shared Ownership – Fixed Rate 90% LTV fixed until 30.04.2025

90% LTV of proposed share

DP164

View details

Help to Buy Mortgages

We are supporting the Government’s Help to Buy scheme (Equity Loan). Applications for the Help to Buy 2021-2023 scheme can be made from Autumn 2020. The scheme aims to help first time buyers only who have a deposit of at least 5% to buy a new build home through offering a shared equity scheme where the Government lends customers up to 20% (40% London) of the value of their property.

Product Name

Loan To Value

Product Code

Help to Buy (Wales) – 2 Year Discount 75% LTV

75%

DP225

Product Code

2 Year Fixed Rate 90% LTV fixed until 30.06.2026

90%

DP233

View details

2 Year Fixed Rate 95% LTV fixed until 30.06.2026

95%

DP234

View details

Your Home May Be Repossessed If You Do Not Keep Up Repayments Of Your Mortgage.
Think Carefully Before Securing Other Debts Against Your Home. Get help >.

HEAD OFFICE Key House
Foxhole Road
Chorley
Lancashire
PR7 1NZ

BRANCHES

IMPORTANT INFORMATION

Your Home May Be Repossessed If You Do Not Keep Up Repayments On Your Mortgage. Think Carefully Before Securing Other Debts Against Your Home. Get help > .

The Chorley and District Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered on the Financial Services Register under number 206023. Registered Office: Key House, Foxhole Road, Chorley, Lancashire PR7 1NZ.
Chorley and District Building Society is a member of the Building Societies Association and a participant of the Financial Ombudsman Service and Financial Services Compensation Scheme.
Your telephone conversations with the Society may be recorded. This is to help the Society to improve customer service and to offer additional security. Calls and electronic communications may also be monitored for staff training.