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Mortgage Products For Existing Customers


If your existing special rate period is coming to an end, you wish to switch to another product, or borrow more our range of products for existing customers might be ideal for you.

To ensure you get the right mortgage, our preference is that our qualified Mortgage Advisors advise and make recommendations for you based on your current and future circumstances.

However, if you simply wish to switch your product, already know which product you want, and don't wish to make any other variations or borrow any additional funds you can call us with the following information and take advantage of our execution only level of service:

  • Product Name
  • Interest Rate

  • If you are eligible for execution only we will not be assessing the suitability of the regulated mortgage contract or variation for you. And, you will not benefit from the protection of the Advised Sales Mortgage Conduct of Business rules on assessing suitability.

    Product Switches - Discount Mortgages

    Keep your repayments to a minimum in the first few years of your mortgage. As the interest rate is variable, this type of mortgage may be suitable if you don’t mind your payments varying as interest rates change

    Issue No Product Name LTV* %
    RS31 95% 2 Year Discount 95% LTV
    RS46 80% 2 Year Discount 80% LTV
    RS47 90% 2 Year Discount 90% LTV
    RS42 80% 3 Year Discount 80% LTV
    RS43 90% 3 Year Discount 90% LTV
    RS36 80% 5 Year Discount 80% LTV
    RS37 90% 5 Year Discount 90% LTV

    Fixed Rate Mortgages

    Keep your repayments fixed for the first few years of your mortgage. As the interest rate is fixed, this type of mortgage may be suitable if you would prefer that your payments stay the same for the products term.

    Issue No Product Name LTV %
    RS49 Fixed Rate until 31st July 2020 80% LTV

    Product Switches – Buy to Let

    If you are an existing Buy to Let customer with a mortgage of up to 80% LTV, whose mortgage rate period is coming to an end, our buy to let mortgages for existing customers might be ideal for you.

    Issue No Product Name LTV %
    RS44 Direct Retention Buy to Let 3 Year Discount 80% LTV

    Product Switches – Self Build

    Our Self-Build Mortgage Scheme Extension mortgage is designed for existing Chorley Building Society mortgage customers with a self build mortgage secured against their property, who require a product scheme extension to complete their build. This type of product may be suitable if you do not mind your payments varying as interest rates change.

    Issue No Product Name LTV %
    RS48 Buildstore Self-Build Mortgage Scheme Extension Up to 80% LTV


    * LTV stands for "Loan To Value" and is a ratio which describes the mortgage advance as a percentage of the purchase price or property valuation whichever is the lower.

    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

    The Society reserves the right to withdraw all products and incentives without notice.