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Mortgage Products For Existing Customers


If your existing special rate period is coming to an end, you wish to switch to another product, or borrow more, then our range of products for existing customers might be ideal for you.

To ensure you get the right mortgage, our preference is that our qualified Mortgage Advisors advise and make recommendations for you based on your current and future circumstances.

However, if you simply wish to switch your product, already know the product you want, don't wish to make any other variations or borrow any additional funds you can complete this on line form and take advantage of our execution only level of service. You’ll need to have your mortgage account number, and the product name you wish to apply for.

Choose a product from those listed below and then please CLICK HERE to apply to change your mortgage product.


If you are eligible for execution only we will not be assessing the suitability of the regulated mortgage contract or variation for you. And, you will not benefit from the protection of the Advised Sales Mortgage Conduct of Business rules on assessing suitability.

Product Switches – Fixed Rate Products

Keep your repayments fixed for the first few years of your mortgage. As the interest rate is fixed, this type of mortgage may be suitable if you would prefer that your payments stay the same for the products term.

Issue No Product Name Download Details LTV %
RS70 Fixed Rate Mortgage, fixed until 30th November 2024 Click Here 80% LTV

Product Switches - Discount Mortgages

Keep your repayments to a minimum in the first few years of your mortgage. As the interest rate is variable, this type of mortgage may be suitable if you don’t mind your payments varying as interest rates change

Issue No Product Name Download Details LTV*%
RS72 Scheme Transfer 80% LTV Discount 2 Years Click Here 80% LTV
RS63 90% 2 Year Discount Click Here 90% LTV

RS64 80% 3 Year Discount Click Here 80% LTV
RS65 90% 3 Year Discount Click Here 90% LTV

RS66 80% 5 Year Discount Click Here 80% LTV
RS67 90% 5 Year Discount Click Here 90% LTV

Product Switches – Buy to Let

If you are an existing Buy to Let customer with a mortgage of up to 80% LTV, whose mortgage rate period is coming to an end, our buy to let mortgages for existing customers might be ideal for you.

Our Buy to Let calculator can be found here (For illustrative purposes only)

Issue No Product Name Download Details LTV %
RS71 Direct Retention Buy to Let 2 Year Discount Click Here 80% LTV

Product Switches – Self Build

Our Self-Build Mortgage Scheme Extension mortgage is designed for existing Chorley Building Society mortgage customers with a self build mortgage secured against their property, who require a product scheme extension to complete their build. This type of product may be suitable if you do not mind your payments varying as interest rates change.

Issue No Product Name Download Details LTV %
RS48 Buildstore Self-Build Mortgage Scheme Extension Click Here Up to 80% LTV



* LTV stands for "Loan To Value" and is a ratio which describes the mortgage advance as a percentage of the purchase price or property valuation whichever is the lower.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The Society reserves the right to withdraw all products and incentives without notice.