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Intermediary Mortgage Products

* This page is for the use of authorised UK mortgage intermediaries only. *

North West Region 95% Mortgage

Our 95% product is available to new first time buyers, home movers or remortgage customers for mortgages secured against their main residential property. The mortgage property must be located within the boundary of the North West Region (Lancashire, Merseyside, Manchester, Cumbria & Cheshire). Designed for borrowers with a limited deposit.

Issue No Product Name LTV %
S641 3 Year Discount 95% North West Region Only 95% LTV


The Fee Assisted Remortgage Package offers various incentives as it is designed to support new members looking to move their mortgage to the Society.

Issue No Product Name LTV %
S619 Remortgage Fee Assist Package 5 Year Discount 80% LTV

Standard Variable Rate Mortgages

Issue No Product Name LTV %
SVR1 Standard Variable Rate 80% LTV
SSVR Standard Variable Rate 90% LTV

Help to Buy Mortgages

Issue No Product Name LTV %
S578 Help to Buy 3 Year Discount 75% LTV

Credit Renew Mortgages

Our range of Credit Renew Mortgages are designed for customers who are not credit impaired but have recently experienced a life event they have recovered from which has impacted their credit profile (criteria applies, see the product guides below for further information).

Issue No Product Name LTV %
S639 2 Year Discount Credit Renew Mortgage 80% LTV
S640 2 Year Discount Credit Renew Mortgage 90% LTV

Buy to Let Mortgages

Our Buy To Let Mortgage is designed to support your clients using their assets to purchase properties to rent out as an investment.

To view our Buy to Let mortgage calculator, click here

Issue No Product Name LTV %
S638 Buy to Let 3 Year Discount 80% LTV

Self Build Mortgages

Our self-build mortgages are designed to release money to buy the plot/property, capped at a maximum 85% of the purchase price or value of the land and then release the money for the build in stages. The total advance must not exceed 80% of the estimated final valuation, once the property is complete.LTV’s are subject to lending criteria and products. If you require more information please click here


The Society reserves the right to withdraw all products and incentives without notice.