Compare All
Below you will find all the mortgage products that we currently offer.
You are able to filter these using the filter tab and you can ‘star’ your favourites to view for a comparison.
Our mortgages
Filters
What type of mortgage are you looking for?
What deal term are you looking for?
Are you planning to rent out the property?
This information is a guide providing an estimate of what your monthly mortgage payment could be and is based on the information you've given. Further information is required when you choose a mortgage and you will be given a full mortgage illustration before you make a decision.
All cases are underwritten individually by our qualified underwriters. Call the mortgage team on 01257 235001.
You can mark products as favourites, allowing you to gather all your favourited items for a side-by-side comparison.
Later Life - 2 Year Discount 60% LTV
Initial Interest Rate
5.84%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
8.00%
Product Code
IP211
The following is a representative example based on a mortgage of £230,000.00 payable over 25 years initially on a discounted variable rate of 5.84% for 2 years, a further discounted rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,459.48, 48 payments of £1,663.00 and 228 monthly payments of £1,89.43.
The total amount payable would be £531,055.56 made up of the loan amount plus interest of £299,681.56 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£275.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.0% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Later Life - 2 Year Discount 75% LTV
Initial Interest Rate
6.84%
Maximum Loan To Value (LTV)
75%
Overall Cost for Comparison
8.20%
Product Code
IP238
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.84% for 2 years, a further discounted rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,602.19, 48 payments of £1,671.79 and 228 payments of £1,829.05.
The total amount payable would be £537,045.88 made up of the loan amount plus interest of £311,250.43 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.2% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Later Life - 2 Year Discount 60% LTV Remortgage
Initial Interest Rate
5.84%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
8.00%
Product Code
IP239
The following is a representative example based on a mortgage of £230,000.00 payable over 25 years initially on a discounted variable rate of 5.84% for 2 years, a further discounted rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,459.48, 48 payments of £1,663.00 and 228 monthly payments of £1,819.43.
The total amount payable would be £531,055.56 made up of the loan amount plus interest of £299,681.56 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£275.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.0% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Later Life - 2 Year Discount 75% LTV Remortgage
Initial Interest Rate
6.84%
Maximum Loan To Value (LTV)
75%
Overall Cost for Comparison
8.20%
Product Code
IP240
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.84% for 2 years, a further discounted rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,602.19, 48 payments of £1,671.79 and 228 payments of £1,829.05.
The total amount payable would be £537,045.88 made up of the loan amount plus interest of £311,250.43 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.2% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Discount 60% LTV
Initial Interest Rate
5.25%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
7.80%
Product Code
IP241
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.25% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,378.27, 48 payments of £1,657.32 and 228 monthly payments of £1,813.22.
The total amount payable would be £527,418.00 made up of the loan amount plus interest of £296,044.00 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£275.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.8% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Discount 80% LTV
Initial Interest Rate
5.35%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
7.90%
Product Code
IP242
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.35% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,391.87, 48 payments of £1,658.31 and 228 monthly payments of £1,814.30.
The total amount payable would be £527,988.16 made up of the loan amount plus interest of £296,664.16 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.9% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Discount 85% LTV
Initial Interest Rate
5.50%
Maximum Loan To Value (LTV)
85%
Overall Cost for Comparison
7.90%
Product Code
IP207
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.50% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,412.40, 48 payments of £1,659.77 and 228 monthly payments of £1,815.90.
The total amount payable would be £528,915.76 made up of the loan amount plus interest of £297,591.76 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.9% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Discount 90% LTV
Initial Interest Rate
5.80%
Maximum Loan To Value (LTV)
90%
Overall Cost for Comparison
8.00%
Product Code
IP244
The following is a representative example based on a mortgage of £230,000.00 payable over 25 years initially on a discounted variable rate of 5.80% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,453.90, 48 payments of £1,662.62 and 228 monthly payments of £1,819.02.
The total amount payable would be £530,759.92 made up of the loan amount plus interest of £299,435.92 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.0% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Discount 95%
Initial Interest Rate
6.35%
Maximum Loan To Value (LTV)
95%
Overall Cost for Comparison
8.10%
Product Code
IP209
The following is a representative example based on a mortgage of £230,000.00 payable over 25 years initially on a discounted variable rate of 6.35% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,531.49, 48 payments of £1,667.61 and 228 monthly payments of £1,824.47.
The total amount payable would be £534,079.20 made up of the loan amount plus interest of £302,780.20 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.1% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Discount 60% LTV Remortgage
Initial Interest Rate
5.25%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
7.80%
Product Code
IP246
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.25% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,378.27, 48 payments of £1,657.32 and 228 monthly payments of £1,813.22.
The total amount payable would be £527,418.00 made up of the loan amount plus interest of £296,044.00 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£275.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.8% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Discount 80% LTV Remortgage
Initial Interest Rate
5.35%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
7.80%
Product Code
IP247
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.35% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,391.87, 48 payments of £1,658.31 and 228 monthly payments of £1,814.30.
The total amount payable would be £527,988.16 made up of the loan amount plus interest of £296,664.16 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.9% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Credit Renew 1 - 2 Year Discount 60% LTV
Initial Interest Rate
5.84%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
8.00%
Product Code
IP267
The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 5.84% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,015.29, 48 payments of £1,156.87 and 228 monthly payments of £1,265.69.
The total amount payable would be £370,098.04 made up of the loan amount plus interest of £208,474.04 and the following costs, a Scheme Fee of (£1,299.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.0% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Credit Renew 1 - 2 Year Discount 90% LTV
Initial Interest Rate
6.99%
Maximum Loan To Value (LTV)
90%
Overall Cost for Comparison
8.20%
Product Code
IP268
The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a discounted variable rate of 6.99% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,529.74, 48 payments of £1,575.80 and 228 monthly payments of £1,724.03.
The total amount payable would be £507,030.00 made up of the loan amount plus interest of £288,797.00 and the following costs, a Scheme Fee of (£1,299.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.2% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Credit Renew 2 - 2 Year Discount 60% LTV
Initial Interest Rate
6.04%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
8.00%
Product Code
IP269
The following is a representative example based on a mortgage of £216,634.00 payable over 25 years initially on a discounted variable rate of 6.04% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,401.08, 48 payments of £1,568.09 and 228 monthly payments of £1,715.59.
The total amount payable would be £501,722.76 made up of the loan amount plus interest of £283,414.76 and the following costs, a Scheme Fee of (£1,299.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£275.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.0% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Credit Renew 2 - 2 Year Discount 75% LTV
Initial Interest Rate
7.34%
Maximum Loan To Value (LTV)
75%
Overall Cost for Comparison
8.30%
Product Code
IP270
The following is a representative example based on a mortgage of £216,634.00 payable over 25 years initially on a discounted variable rate of 7.34% for 2 years, a further variable discounted rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,578.48, 48 payments of £1,578.43 and 228 monthly payments of £1,726.91.
The total amount payable would be £509,006.44 made up of the loan amount plus interest of £290,748.44 and the following costs, a Scheme Fee of (£1,299.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.3% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Discount Market Scheme - 2 Year Discount 95% LTV (Minimum of 30% OMV Discount)
Initial Interest Rate
6.04%
Maximum Loan To Value (LTV)
95%
Overall Cost for Comparison
8.20%
Product Code
IP224
The following is a representative example based on a mortgage of £216,634.00 payable over 25 years initially on a discounted variable rate of 6.04% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,487.52, 48 payments of £1,664.84 and 228 monthly payments of £1,821.44.
The total amount payable would be £531,800.12 made up of the loan amount plus interest of £300,901.12 and the following costs, a Scheme Fee of (£599.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.0% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Discount Market Scheme - 2 Year Discount 95% LTV (Minimum of 20% OMV Discount)
Initial Interest Rate
6.29%
Maximum Loan To Value (LTV)
95%
Overall Cost for Comparison
8.00%
Product Code
IP223
The following is a representative example based on a mortgage of £216,634.00 payable over 25 years initially on a discounted variable rate of 6.29% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,434.43, 48 payments of £1,570.20 and 228 monthly payments of £1,717.90.
The total amount payable would be £502,376.12 made up of the loan amount plus interest of £284,843.12 and the following costs, a Scheme Fee of (£599.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.0% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Buildloan Low LTV (60%) Self-Build Mortgage with Fee Incentives (£150,000 - £700,000)
Initial Interest Rate
5.95%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
8.10%
Product Code
IP230
The following is a representative example based on a mortgage of £200,000 payable over 25 years initially on a discounted variable rate of 5.95% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,282.50, 48 payments of £1,446.97 and 228 monthly payments of £1,583.08. This example assumes the repayment method is capital and interest.
The total amount payable would be £463,536.80 made up of the loan amount plus interest of £261,176.80 and the following costs, a Scheme Fee of (£1,000.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£565.00), a Packager's Fee (£695.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.1% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Buildloan Self-Build Mortgage (£120,000 - £700,000)
Initial Interest Rate
6.50%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
8.20%
Product Code
IP227
The following is a representative example based on a mortgage of £200,000 payable over 25 years initially on a discounted variable rate of 6.50% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,350.41, 48 payments of £1,451.23 and 228 monthly payments of £1,587.74. This example assumes the repayment method is capital and interest.
The total amount payable would be £466,987.60 made up of the loan amount plus interest of £264,073.60 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£565.00), a Packager's Fee (£695.00), and Application Fee (£115.00) and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.2% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Buildloan Self-Build Mortgage (£700,001 - £1,200,000)
Initial Interest Rate
6.60%
Maximum Loan To Value (LTV)
70%
Overall Cost for Comparison
8.20%
Product Code
IP228
The following is a representative example based on a mortgage of £700,000 payable over 25 years initially on a discounted variable rate of 6.60% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £4,770.28 payments of £5,081.91 and 228 monthly payments of £5,559.96. This example assumes the repayment method is capital and interest.
The total amount payable would be £1,631,444.28 made up of the loan amount plus interest of £926,089.28 and the following costs, a Scheme Fee of (£3,500), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£945.00), a Packager's Fee (£695.00), and Application Fee (£115.00) and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.2% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Buildloan Self-Build with Build Out Fee Incentive (£150,000 - £700,000)
Initial Interest Rate
7.44%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
8.70%
Product Code
IP229
The following is a representative example based on a mortgage of £200,000 over 25 years initially on a discounted rate of 7.44% for 2 years followed by our Standard Variable Rate of 8.59%. This example you would make 24 monthly payments of £1,470.19 and 276 payments of £1,614.64. This example assumes the repayment method is capital and interest.
The total amount payable would be £482,225.20 made up of the loan amount, plus interest of £280,925.20, a Funds Transfer Fee (£25.00), Valuation fee (£505.00), a Buildloan Arrangement fee (£695.00), and a Mortgage Exit Administration fee (£75.00).
The overall cost for comparison is 8.7% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Buildloan Self-Build Accelerator Mortgage (£150,000 - £700,000)
Initial Interest Rate
7.14%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
8.30%
Product Code
IP232
Initial Interest Rate: The following is a representative example based on a mortgage of £200,000 payable over 25 years initially on a discounted variable rate of 7.14% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make 24 monthly payments of £1,431.47, 48 payments of £1,455.86 and 228 monthly payments of £1,592.80. This example assumes the repayment method is capital and interest.
The total amount payable would be £470,193.96 made up of the loan amount plus interest of £267,394.96 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£505.00), a Packager's Fee (£695.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.3% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Buildloan Self-Build Accelerator Mortgage (£150,000 - £700,000)
Initial Interest Rate
7.84%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
8.80%
Product Code
IP231
The following is a representative example based on a mortgage of £200,000 over 25 years initially on a discounted rate of 7.84% for 2 years followed by our Standard Variable Rate of 8.59%. This example you would make 24 monthly payments of £1,522.49 and 276 payments of £1,617.54. This example assumes the repayment method is capital and interest.
The total amount payable would be £484,280.80 made up of the loan amount, plus interest of £282,980.80, a Funds Transfer Fee (£25.00), Valuation fee (£505.00), a Buildloan Arrangement fee (£695.00), and a Mortgage Exit Administration fee (£75.00).
The overall cost for comparison is 8.8% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Shared Ownership - 2 Year Discount 95% LTV
Initial Interest Rate
5.94%
Maximum Loan To Value (LTV)
95%
Overall Cost for Comparison
8.00%
Product Code
IP252
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.94% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,473.47, 48 payments of £1,663.92 and 228 monthly payments of £1,820.44.
The total amount payable would be £531,590.76 made up of the loan amount plus interest of £300,291.76 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.0% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Shared Ownership - 2 Year Fixed Rate 95% LTV (fixed until 30.11.2026)
Initial Interest Rate
5.49%
Maximum Loan To Value (LTV)
95%
Overall Cost for Comparison
7.80%
Product Code
IP266
The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a fixed rate of 5.49% until 30th November 2026, a further discounted rate of 7.34% until 30th November 2030, followed by our Standard Variable Rate of 8.59%. In this example you would make 27 monthly payments of £1,329.03, 48 payments of £1,561.27 and 225 monthly payments of £1,706.71.
The total amount payable would be £496,133.52 made up of the loan amount plus interest of £278,200.52 and the following costs, a Scheme Fee (£999), a Chaps fee (£25.00), a standard Valuation fee (£200.00) and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.80% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Help to Buy (Wales) - 2 Year Discount 75% LTV
Initial Interest Rate
6.99%
Maximum Loan To Value (LTV)
75%
Overall Cost for Comparison
8.20%
Product Code
IP225
The following is a representative example based on a mortgage of £216,634.00 payable over 25 years initially on a discounted variable rate of 6.99% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would 24 monthly payments of £1,624.13, 48 payments of £1,673.02 and 228 monthly payments of £1,830.40.
The total amount payable would be £537,564.28 made up of the loan amount plus interest of £306,615.28 and the following costs, a Scheme Fee of (£599.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£250.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.2% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Help to Buy (E&W) - 2 Year Discount 75% LTV Remortgage
Initial Interest Rate
6.99%
Maximum Loan To Value (LTV)
75%
Overall Cost for Comparison
8.20%
Product Code
IP226
The following is a representative example based on a mortgage of £216,634.00 payable over 25 years initially on a discounted variable rate of 6.99% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would 24 monthly payments of £1,624.13, 48 payments of £1,673.02 and 228 monthly payments of £1,830.40.
The total amount payable would be £537,564.28 made up of the loan amount plus interest of £306,615.28 and the following costs, a Scheme Fee of (£599.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£250.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.2% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Buy to Let - 2 Year Discount 60% LTV (Consumer)
Initial Interest Rate
5.70%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
8.40%
Product Code
IP213C
The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 5.70% for 2 years followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,001.74 followed by 276 monthly payments of £1,280.23.
The total amount payable would be £379,209.24 made up of the loan amount plus interest of £217,385.24 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.4% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Buy to Let - 2 Year Discount 60% LTV (Investment)
Initial Interest Rate
5.70%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
8.40%
Product Code
IP213I
The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 5.70% for 2 years followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,001.74 followed by 276 monthly payments of £1,280.23.
The total amount payable would be £379,209.24 made up of the loan amount plus interest of £217,385.24 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.4% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Buy to Let - 2 Year Discount 70% LTV (Consumer)
Initial Interest Rate
5.99%
Maximum Loan To Value (LTV)
70%
Overall Cost for Comparison
8.50%
Product Code
IP214C
The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 5.99% for 2 years followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,029.90 followed by 276 monthly payments of £1,282.31.
The total amount payable would be £380,434.16 made up of the loan amount plus interest of £218,635.16 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.5% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Buy to Let - 2 Year Discount 70% LTV (Investment)
Initial Interest Rate
5.99%
Maximum Loan To Value (LTV)
70%
Overall Cost for Comparison
8.50%
Product Code
IP214I
The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 5.99% for 2 years followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,029.90 followed by 276 monthly payments of £1,282.31.
The total amount payable would be £380,434.16 made up of the loan amount plus interest of £218,635.16 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.5% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Buy to Let - 2 Year Discount 80% LTV (Investment)
Initial Interest Rate
6.59%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
8.60%
Product Code
IP215I
The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 6.59% for 2 years followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,089.35 followed by 276 monthly payments of £1,286.39.
The total amount payable would be £382,962.04 made up of the loan amount plus interest of £221,188.04, and the following costs, a Scheme Fee of (£1499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£175), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.6% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Buy to Let - 2 Year Discount 80% LTV (Consumer)
Initial Interest Rate
6.59%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
8.60%
Product Code
IP215C
The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 6.59% for 2 years followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,089.35 followed by 276 monthly payments of £1,286.39.
The total amount payable would be £382,962.04 made up of the loan amount plus interest of £221,188.04, and the following costs, a Scheme Fee of (£1499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£175), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.6% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Buy to Let - First Time Landlord - 2 Year Discount 75% LTV (Consumer)
Initial Interest Rate
6.84%
Maximum Loan To Value (LTV)
75%
Overall Cost for Comparison
8.70%
Product Code
IP216
The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 6.84% for 2 years followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,114.57 followed by 276 monthly payments of £1,288.02.
The total amount payable would be £384,042.20 made up of the loan amount plus interest of £222,243.20 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.7% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Buy to Let - First Time Landlord - 2 Year Discount 75% LTV (Investment)
Initial Interest Rate
6.84%
Maximum Loan To Value (LTV)
75%
Overall Cost for Comparison
8.70%
Product Code
IP216
The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 6.84% for 2 years followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,114.57 followed by 276 monthly payments of £1,288.02.
The total amount payable would be £384,042.20 made up of the loan amount plus interest of £222,243.20 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.7% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Limited Company Buy to Let - 2 Year Discount 60% LTV
Initial Interest Rate
5.70%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
8.40%
Product Code
IP235
The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 5.70% for 2 years followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,001.74 followed by 276 monthly payments of £1,280.23.
The total amount payable would be £379,209.24 made up of the loan amount plus interest of £217,385.24 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.4% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Limited Company Buy to Let - 2 Year Discount 70% LTV
Initial Interest Rate
5.99%
Maximum Loan To Value (LTV)
70%
Overall Cost for Comparison
8.50%
Product Code
IP236
The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 5.99% for 2 years followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,029.90 followed by 276 monthly payments of £1,282.31.
The total amount payable would be £380,434.16 made up of the loan amount plus interest of £218,635.16 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.5% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Limited Company Buy to Let - First Time Landlord - 2 Year Discount 70% LTV
Initial Interest Rate
6.59%
Maximum Loan To Value (LTV)
70%
Overall Cost for Comparison
8.60%
Product Code
IP237
The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 6.59% for 2 years followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,089.35 followed by 276 monthly payments of £1,286.39.
The total amount payable would be £382,987.04 made up of the loan amount plus interest of £221,188.04 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.6% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Government First Homes Scheme - 2 Year Discount 95% LTV
Initial Interest Rate
6.04%
Maximum Loan To Value (LTV)
95%
Overall Cost for Comparison
8.00%
Product Code
IP222
The following is a representative example based on a mortgage of £216,634.00 payable over 25 years initially on a discounted variable rate of 6.04% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,487.52, 48 payments of £1,664.84 and 228 monthly payments of £1,821.44.
The total amount payable would be £531,800.12 made up of the loan amount plus interest of £300,901.12 and the following costs, a Scheme Fee of (£599.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.0% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Holiday Let - 2 Year Discount 80% LTV
Initial Interest Rate
6.59%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
8.60%
Product Code
IP217
The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 6.59% for 2 years followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,089.35 followed by 276 monthly payments of £1,286.39.
The total amount payable would be £382,962.04 made up of the loan amount plus interest of £221,188.04 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£175), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.6% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
First Time Landlord Holiday Let - 2 Year Discount 75% LTV
Initial Interest Rate
6.84%
Maximum Loan To Value (LTV)
75%
Overall Cost for Comparison
8.70%
Product Code
IP259
The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 6.84% for 2 years followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,114.57 followed by 276 monthly payments of £1,288.02.
The total amount payable would be £384,042.20 made up of the loan amount plus interest of £222,243.20 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.7% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Second Homes - 2 Year Discount 85% LTV
Initial Interest Rate
6.14%
Maximum Loan To Value (LTV)
85%
Overall Cost for Comparison
8.00%
Product Code
IP221
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.14% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,501.64, 48 payments of £1,665.74 and 228 monthly payments of £1,822.43.
The total amount payable would be £532,832.92 made up of the loan amount plus interest of £301,508.92 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.0% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Fixed Rate 90% LTV (fixed until 31.03.2027)
Initial Interest Rate
5.39%
Maximum Loan To Value (LTV)
90%
Overall Cost for Comparison
7.70%
Product Code
IP271
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a fixed rate of 5.39% until 31st March 2027, a further discounted rate of 7.34% until 31st January 2031, followed by our Standard Variable Rate of 8.59%. In this example you would make 30 monthly payments of £1,397.33, 48 payments of £1,654.28 and 222 monthly payments of £1,806.87.
The total amount payable would be £524,025.48 made up of the loan amount plus interest of £292,450.48 and the following costs, a Scheme Fee (£1,250.00), a Chaps fee (£25.00), a standard Valuation fee (£225.00) and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.70% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Fixed Rate 95% LTV (fixed until 31.03.2027)
Initial Interest Rate
5.99%
Maximum Loan To Value (LTV)
95%
Overall Cost for Comparison
7.90%
Product Code
IP272
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a fixed rate of 5.99% until 31st March 2027, a further discounted rate of 7.34% until 31st January 2031, followed by our Standard Variable Rate of 8.59%. In this example you would make 29 monthly payments of £1,480.49, 48 payments of £1,661.91 and 223 monthly payments of £1,815.72.
The total amount payable would be £528,910.45 made up of the loan amount plus interest of £297,611.45 and the following costs, a Scheme Fee (£999.00), a Chaps fee (£25.00), a standard Valuation fee (£200.00) and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.90% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Fixed Rate 60% LTV Remortgage (fixed until 28.02.2027)
Initial Interest Rate
5.04%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
7.60%
Product Code
IP264
The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a fixed rate of 5.04% until 28th February 2027, a further discounted rate of 7.34% until 28th February 2031, followed by our Standard Variable Rate of 8.59%. In this example you would make 30 monthly payments of £1,271.47, 48 payments of £1,554.03 and 222 monthly payments of £1,697.37.
The total amount payable would be £489,928.68 made up of the loan amount plus interest of £272,919.68 and the following costs, a CHAPS fee (£25.00), a standard Valuation fee (£275.00) and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.60% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Fixed Rate 80% LTV Remortgage (fixed until 28.02.2027)
Initial Interest Rate
5.44%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
7.70%
Product Code
IP265
The following is a representative example based on a mortgage of £216,634.00 payable over 25 years initially on a fixed rate of 5.44% until 28th February 2027, a further discounted rate of 7.34% until 28th February 2031, followed by our Standard Variable Rate of 8.59%. In this example you would make 30 monthly payments of £1,322.57, 48 payments of £1,558.72 and 222 monthly payments of £1,702.50.
The total amount payable would be £492,775.66 made up of the loan amount plus interest of £275,816.66 and the following costs, a Chaps fee (£25.00), a standard Valuation fee (£225.00) and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.70% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.