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2 Year Discount 60% LTV
Initial Interest Rate
5.15%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
7.70%
Product Code
IP241
The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a discounted variable rate of 5.15% for 2 years, a further discounted variable rate of 7.24% for 4 years, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £1,285.43, 48 payments of £1,546.98 and 228 monthly payments of £1,693.07.
The total amount payable would be £492,499.32 made up of the loan amount plus interest of £274,491.32 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£275.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.7% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Discount 80% LTV
Initial Interest Rate
5.30%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
7.80%
Product Code
IP278
The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a discounted variable rate of 5.30% for 2 years, a further discounted variable rate of 7.24% for 4 years, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £1,304.57, 48 payments of £1,548.37 and 228 monthly payments of £1,694.60.
The total amount payable would be £493,324.24 made up of the loan amount plus interest of £275,366.24 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.8% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Discount 85% LTV
Initial Interest Rate
5.45%
Maximum Loan To Value (LTV)
85%
Overall Cost for Comparison
7.80%
Product Code
IP279
The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a discounted variable rate of 5.45% for 2 years, a further discounted variable rate of 7.24% for 4 years, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £1,323.86, 48 payments of £1,549.75 and 228 monthly payments of £1,696.10.
The total amount payable would be £494,195.44 made up of the loan amount plus interest of £276,237.44 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.8% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Discount 90% LTV
Initial Interest Rate
5.75%
Maximum Loan To Value (LTV)
90%
Overall Cost for Comparison
7.90%
Product Code
IP280
The following is a representative example based on a mortgage of £247,496 payable over 25 years initially on a discounted variable rate of 5.75% for 2 years, a further discounted variable rate of 7.24% for 4 years, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £1,557.01, 48 payments of £1,773.59 and 228 monthly payments of £1,941.08.
The total amount payable would be £566,390.80 made up of the loan amount plus interest of £315,570.80 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.9% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Discount 95%
Initial Interest Rate
6.30%
Maximum Loan To Value (LTV)
95%
Overall Cost for Comparison
8.00%
Product Code
IP281
The following is a representative example based on a mortgage of £247,496 payable over 25 years initially on a discounted variable rate of 6.30% for 2 years, a further discounted variable rate of 7.24% for 4 years, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £1,640.31, 48 payments of £1,778.94 and 228 monthly payments of £1,946.94.
The total amount payable would be £569,982.88 made up of the loan amount plus interest of £321,162.88 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.0% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.