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2 Year Fixed Rate 90% LTV (fixed until 31.03.2027)
Initial Interest Rate
5.39%
Maximum Loan To Value (LTV)
90%
Overall Cost for Comparison
7.70%
Product Code
IP271
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a fixed rate of 5.39% until 31st March 2027, a further discounted rate of 7.34% until 31st January 2031, followed by our Standard Variable Rate of 8.59%. In this example you would make 30 monthly payments of £1,397.33, 48 payments of £1,654.28 and 222 monthly payments of £1,806.87.
The total amount payable would be £524,025.48 made up of the loan amount plus interest of £292,450.48 and the following costs, a Scheme Fee (£1,250.00), a Chaps fee (£25.00), a standard Valuation fee (£225.00) and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.70% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Fixed Rate 95% LTV (fixed until 31.03.2027)
Initial Interest Rate
5.99%
Maximum Loan To Value (LTV)
95%
Overall Cost for Comparison
7.90%
Product Code
IP272
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a fixed rate of 5.99% until 31st March 2027, a further discounted rate of 7.34% until 31st January 2031, followed by our Standard Variable Rate of 8.59%. In this example you would make 29 monthly payments of £1,480.49, 48 payments of £1,661.91 and 223 monthly payments of £1,815.72.
The total amount payable would be £528,910.45 made up of the loan amount plus interest of £297,611.45 and the following costs, a Scheme Fee (£999.00), a Chaps fee (£25.00), a standard Valuation fee (£200.00) and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.90% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Fixed Rate 60% LTV Remortgage (fixed until 28.02.2027)
Initial Interest Rate
5.04%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
7.60%
Product Code
IP264
The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a fixed rate of 5.04% until 28th February 2027, a further discounted rate of 7.34% until 28th February 2031, followed by our Standard Variable Rate of 8.59%. In this example you would make 30 monthly payments of £1,271.47, 48 payments of £1,554.03 and 222 monthly payments of £1,697.37.
The total amount payable would be £489,928.68 made up of the loan amount plus interest of £272,919.68 and the following costs, a CHAPS fee (£25.00), a standard Valuation fee (£275.00) and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.60% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Fixed Rate 80% LTV Remortgage (fixed until 28.02.2027)
Initial Interest Rate
5.44%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
7.70%
Product Code
IP265
The following is a representative example based on a mortgage of £216,634.00 payable over 25 years initially on a fixed rate of 5.44% until 28th February 2027, a further discounted rate of 7.34% until 28th February 2031, followed by our Standard Variable Rate of 8.59%. In this example you would make 30 monthly payments of £1,322.57, 48 payments of £1,558.72 and 222 monthly payments of £1,702.50.
The total amount payable would be £492,775.66 made up of the loan amount plus interest of £275,816.66 and the following costs, a Chaps fee (£25.00), a standard Valuation fee (£225.00) and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.70% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.