Our mortgages
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2 Year Discount 60% LTV Remortgage
Initial Interest Rate
5.15%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
7.70%
Product Code
IP246
The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a discounted variable rate of 5.15% for 2 years, a further discounted variable rate of 7.24% for 4 years, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £1,285.43, 48 payments of £1,546.98 and 228 monthly payments of £1,693.07.
The total amount payable would be £492,499.32 made up of the loan amount plus interest of £274,491.32 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£275.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.7% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Discount 80% LTV Remortgage
Initial Interest Rate
5.30%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
7.80%
Product Code
IP282
The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a discounted variable rate of 5.30% for 2 years, a further discounted variable rate of 7.24% for 4 years, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £1,304.57, 48 payments of £1,548.37 and 228 monthly payments of £1,694.60.
The total amount payable would be £493,324.24 made up of the loan amount plus interest of £275,366.24 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.8% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Fixed Rate 60% LTV Remortgage (fixed until 28.02.2027)
Initial Interest Rate
5.04%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
7.60%
Product Code
IP264
The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a fixed rate of 5.04% until 28th February 2027, a further discounted rate of 7.24% until 28th February 2031, followed by our Standard Variable Rate of 8.49%. In this example you would make 27 monthly payments of £1,271.47, 48 payments of £1,543.57 and 225 monthly payments of £1,687.92.
The total amount payable would be £488,578.05 made up of the loan amount plus interest of £271,569.05 and the following costs, a CHAPS fee (£25.00), a standard Valuation fee (£275.00) and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.60% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Fixed Rate 80% LTV Remortgage (fixed until 28.02.2027)
Initial Interest Rate
5.44%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
7.70%
Product Code
IP265
The following is a representative example based on a mortgage of £216,634.00 payable over 25 years initially on a fixed rate of 5.44% until 28th February 2027, a further discounted rate of 7.24% until 28th February 2031, followed by our Standard Variable Rate of 8.49%. In this example you would make 27 monthly payments of £1,322.57, 48 payments of £1,547.75 and 225 monthly payments of £1,692.50.
The total amount payable would be £491,138.89 made up of the loan amount plus interest of £274,179.89 and the following costs, a Chaps fee (£25.00), a standard Valuation fee (£225.00) and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.70% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.