Our mortgages
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Buildloan Low LTV (60%) Self-Build Mortgage with Fee Incentives (£150,000 - £700,000)
Initial Interest Rate
5.95%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
8.00%
Product Code
IP277
The following is a representative example based on a mortgage of £160,315 payable over 25 years initially on a discounted variable rate of 5.95% for 2 years, a further discounted variable rate of 7.24% for 4 years, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £1,028.02, 48 payments of £1,150.12 and 228 monthly payments of £1,258.74. This example assumes the repayment method is capital and interest.
The total amount payable would be £368,972.54 made up of the loan amount plus interest of £206,555.96 and the following costs, a Scheme Fee of (£801.58), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£505.00), a Packager's Fee (£695.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.0% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Buildloan Self-Build Mortgage (£120,000 - £700,000)
Initial Interest Rate
6.40%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
8.10%
Product Code
IP227
The following is a representative example based on a mortgage of £160,315 payable over 25 years initially on a discounted variable rate of 6.40% for 2 years, a further discounted variable rate of 7.24% for 4 years, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £1,072.46, 48 payments of £1,152.91 and 228 monthly payments of £1,261.79. This example assumes the repayment method is capital and interest.
The total amount payable would be £371,680.84 made up of the loan amount plus interest of £208,451.84 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£505.00), a Packager's Fee (£695.00), and Application Fee (£115.00) and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.1% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Buildloan Self-Build Mortgage (£700,001 - £1,200,000)
Initial Interest Rate
6.50%
Maximum Loan To Value (LTV)
70%
Overall Cost for Comparison
8.00%
Product Code
IP228
The following is a representative example based on a mortgage of £700,000 payable over 25 years initially on a discounted variable rate of 6.50% for 2 years, a further discounted variable rate of 7.24% for 4 years, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £4,726.45 payments of £5,036.68 and 228 monthly payments of £5,512.34. This example assumes the repayment method is capital and interest.
The total amount payable would be £1,617,363.96 made up of the loan amount plus interest of £912,008.96 and the following costs, a Scheme Fee of (£3,500), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£945.00), a Packager's Fee (£695.00), and Application Fee (£115.00) and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.0% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Buildloan Self-Build with Build Out Fee Incentive (£150,000 - £700,000)
Initial Interest Rate
7.34%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
8.70%
Product Code
IP229
The following is a representative example based on a mortgage of £160,315 over 25 years initially on a discounted rate of 7.34% for 2 years followed by our Standard Variable Rate of 8.49%. This example you would make 24 monthly payments of £1,168.08 and 276 payments of £1,283.41. This example assumes the repayment method is capital and interest.
The total amount payable would be £383,555.08 made up of the loan amount, plus interest of £221,940.08, a Funds Transfer Fee (£25.00), Valuation fee (£505.00), a Buildloan Arrangement fee (£695.00), and a Mortgage Exit Administration fee (£75.00).
The overall cost for comparison is 8.7% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Buildloan Self-Build Accelerator Mortgage (£150,000 - £700,000)
Initial Interest Rate
7.04%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
8.30%
Product Code
IP232
Initial Interest Rate: The following is a representative example based on a mortgage of £160,315 payable over 25 years initially on a discounted variable rate of 7.04% for 2 years, a further discounted variable rate of 7.24% for 4 years, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £1,137,17, 48 payments of £1,156.63 and 228 monthly payments of £1,265.86. This example assumes the repayment method is capital and interest.
The total amount payable would be £374,225.40 made up of the loan amount plus interest of £211,111.40 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£505.00), a Packager's Fee (£695.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.3% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Buildloan Self-Build Accelerator Mortgage (£150,000 - £700,000)
Initial Interest Rate
7.74%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
8.80%
Product Code
IP231
The following is a representative example based on a mortgage of £160,315 over 25 years initially on a discounted rate of 7.74% for 2 years followed by our Standard Variable Rate of 8.49%. This example you would make 24 monthly payments of £1,209.85 and 276 payments of £1,285.75. This example assumes the repayment method is capital and interest.
The total amount payable would be £385,203.40 made up of the loan amount, plus interest of £223,588.40, a Funds Transfer Fee (£25.00), Valuation fee (£505.00), a Buildloan Arrangement fee (£695.00), and a Mortgage Exit Administration fee (£75.00).
The overall cost for comparison is 8.8% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.