Fixed Rate Mortgages

With our Fixed Rate Mortgages, the interest rate remains the same for a set period of time. This means you’ll know exactly how much you’re putting towards your mortgage each month, which can help you budget and plan for the future. 

Our mortgages

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2 Year Fixed Rate 60% LTV (fixed until 31.10.2026)

Initial Interest Rate

4.79%

Maximum Loan To Value (LTV)

60%

Overall Cost for Comparison

7.70%

Product Code

R215

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a fixed rate of 4.79% until 31st October 2026, a further discounted variable rate of 7.34% until 31st October 2030, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,316.57, followed by 48 monthly payments of £1,652.64 followed by 228 payments of £1,808.10.

The total amount payable would be £523,246.20 made up of the loan amount plus interest of £293,171.20 and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.70% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

2 Year Fixed Rate 85% LTV (fixed until 31.10.2026)

Initial Interest Rate

4.99%

Maximum Loan To Value (LTV)

85%

Overall Cost for Comparison

7.70%

Product Code

R216

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a fixed rate of 4.99% until 31st October 2026, a further discounted variable rate of 7.34% until 31st October 2030, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,343.22, followed by 48 monthly payments of £1,653.80 followed by 227 payments of £1,808.87

The total amount payable would be £523,651.39 made up of the loan amount plus interest of £293,576.39 and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.70% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

2 Year Fixed Rate 95% LTV (fixed until 31.10.2026)

Initial Interest Rate

5.39%

Maximum Loan To Value (LTV)

95%

Overall Cost for Comparison

7.80%

Product Code

R217

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a fixed rate of 5.39% until 31st October 2026, a further discounted variable rate of 7.34% until 31st October 2030, followed by our Standard Variable Rate of 8.59%. In this example you would make 25 monthly payments of £1,397.33, followed by 48 monthly payments of £1,657.97 followed by 227 payments of £1,813.43.

The total amount payable would be £526,239.42 made up of the loan amount plus interest of £296,164.42 and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.80% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.