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Later Life Mortgages
Later life often brings new needs and priorities regarding your home, retirement, finances, family and friends. We offer friendly, expert advice for later life borrowers.
Our mortgages
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Later Life 2 - 2 Year Discount 60% LTV
Initial Interest Rate
5.94%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
8.10%
Product Code
R186
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.94% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,734.80, 23 monthly payments of £1,473.50, 48 payments of £1,685.20 and 228 monthly payments of £1,843.40.
The total amount payable would be £536,885.10 made up of the loan amount plus interest of £306,810.10 and the following cost, a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.10% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Later Life 2 - 2 Year Discount 80% LTV
Initial Interest Rate
6.94%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
8.30%
Product Code
R187
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.94% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,922.09 23 monthly payments of £1,1616.80, 48 payments of £1,693.70 and 228 monthly payments of £1,852.80.
The total amount payable would be £542,919.48 made up of the loan amount plus interest of £312,844.48 and the following cost, a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.30% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.