Affordability Calculator

Thank you for choosing to use our Affordability Calculator. Please use the 'i' for more information or contact our Mortgage Underwriting Team on 01257 235001 for additional support. The results from this calculator offer illustrative purposes only and do not guarantee a successful mortgage application.

If you are making a Joint Borrower, Sole Proprietor mortgage application please click here to visit the JBSP calculator.

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Affordability Calculator

Household basic essentials

Number of people living in the property

Summary

Please note, these figures are representational only and do not guarantee a successful mortgage application.

The result below is based on your input of:

Working / Non-Working Adult(s)

Retired Adult(s)

Dependent(s) under the age of 18

Combined NET Income of £ per month

Household basic essential expenditure of £

Monthly credit commitments of £

Your monthly energy costs have been calculated based on the greater of the declared amount and the average dual fuel cost for your property type as per the Government Energy Price Guarantee. In this case it will be £ When submitting an application please use the figure provided when completing the budget planner.
We have estimated the household basic living costs to be £ This leaves your customer(s) with a monthly net disposable income of £

Result

This decision is representative only and does not guarantee a successful mortgage application.

Products

All products available for purchase and remortgage unless stated

Intermediary Help

Intermediary Help

All products available for purchase and remortgage unless stated

Intermediary Help

Affordability Calculator

All products available for purchase and remortgage unless stated

Intermediary Help

Affordability Calculator

NET Income

Gross Income

Household basic essentials

Monthly credit commitments

Household energy costs

Number of people living in the property

Summary

Result