Buy To Let Mortgages

We’re proud to have a common sense approach to lending – with each case being manually underwritten. This means that throughout the process, we’re able to offer flexibility to support you and your clients with direct access to an underwriter.


Our mortgages

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Buy to Let - 2 Year Discount 60% LTV (Consumer)

Initial Interest Rate

5.20%

Maximum Loan To Value (LTV)

60%

Overall Cost for Comparison

8.10%

Product Code

IP296

The following is a representative example based on a mortgage of £142,1472 payable over 25 years initially on a discounted variable rate of 5.20% for 2 years followed by our Standard Variable Rate of 8.39%. In this example you would make 24 monthly payments of £849.56 followed by 276 monthly payments of £1,118.67.

The total amount payable would be £330,916.36 made up of the loan amount plus interest of £186,670.36 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 8.1% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Buy to Let - 2 Year Discount 70% LTV (Consumer)

Initial Interest Rate

5.40%

Maximum Loan To Value (LTV)

70%

Overall Cost for Comparison

8.20%

Product Code

IP297

The following is a representative example based on a mortgage of £142,472 payable over 25 years initially on a discounted variable rate of 5.40% for 2 years followed by our Standard Variable Rate of 8.39%. In this example you would make 24 monthly payments of £866.41 followed by 276 monthly payments of £1,120.00.

The total amount payable would be £331,687.84 made up of the loan amount plus interest of £187,441.84 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 8.2% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Buy to Let - 2 Year Discount 80% LTV (Consumer)

Initial Interest Rate

5.85%

Maximum Loan To Value (LTV)

80%

Overall Cost for Comparison

8.30%

Product Code

IP298

The following is a representative example based on a mortgage of £142,472 payable over 25 years initially on a discounted variable rate of 5.85% for 2 years followed by our Standard Variable Rate of 8.39%. In this example you would make 24 monthly payments of £904.93 followed by 276 monthly payments of £1,122.90.

The total amount payable would be £333,387.72 made up of the loan amount plus interest of £189,166.72, and the following costs, a Scheme Fee of (£1499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£175.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 8.3% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Buy to Let - First Time Landlord - 2 Year Discount 75% LTV (Consumer)

Initial Interest Rate

5.99%

Maximum Loan To Value (LTV)

75%

Overall Cost for Comparison

8.30%

Product Code

IP302

The following is a representative example based on a mortgage of £142,472 payable over 25 years initially on a discounted variable rate of 5.99% for 2 years followed by our Standard Variable Rate of 8.39%. In this example you would make 24 monthly payments of £917.08 followed by 276 monthly payments of £1,123.77.

The total amount payable would be £333,919.44 made up of the loan amount plus interest of £189,698.44 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£175.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 8.3% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Limited Company Buy to Let - 2 Year Discount 60% LTV

Initial Interest Rate

5.20%

Maximum Loan To Value (LTV)

60%

Overall Cost for Comparison

8.10%

Product Code

IP299

The following is a representative example based on a mortgage of £142,472 payable over 25 years initially on a discounted variable rate of 5.20% for 2 years followed by our Standard Variable Rate of 8.39%. In this example you would make 24 monthly payments of £849.56 followed by 276 monthly payments of £1,118.67.

The total amount payable would be £330,916.36 made up of the loan amount plus interest of £181,670.36 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 8.1% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Limited Company Buy to Let - 2 Year Discount 70% LTV

Initial Interest Rate

5.40%

Maximum Loan To Value (LTV)

70%

Overall Cost for Comparison

8.20%

Product Code

IP300

The following is a representative example based on a mortgage of £142,472 payable over 25 years initially on a discounted variable rate of 5.40% for 2 years followed by our Standard Variable Rate of 8.39%. In this example you would make 24 monthly payments of £866.41 followed by 276 monthly payments of £1,120.00.

The total amount payable would be £331,687.84 made up of the loan amount plus interest of £187,441.84 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 8.2% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Limited Company Buy to Let - First Time Landlord - 2 Year Discount 70% LTV

Initial Interest Rate

5.99%

Maximum Loan To Value (LTV)

70%

Overall Cost for Comparison

8.30%

Product Code

IP301

The following is a representative example based on a mortgage of £142,472 payable over 25 years initially on a discounted variable rate of 5.99% for 2 years followed by our Standard Variable Rate of 8.39%. In this example you would make 24 monthly payments of £917.08 followed by 276 monthly payments of £1,123.77.

The total amount payable would be £333,944.44 made up of the loan amount plus interest of £189,698.44 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£50.00).

The overall cost for comparison is 8.3% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.