Our mortgages
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Later Life - 2 Year Discount 60% LTV
Initial Interest Rate
5.54%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
7.70%
Product Code
IP292
The following is a representative example based on a mortgage of £178,487 payable over 25 years initially on a discounted variable rate of 5.54% for 2 years, a further discounted rate of 7.14% for 4 years, followed by our Standard Variable Rate of 8.39%. In this example you would make 24 monthly payments of £1,100.33, 48 payments of £1,266.75 and 228 monthly payments of £1,386.86.
The total amount payable would be £404,715.00 made up of the loan amount plus interest of £224,929.00 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.7% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Later Life - 2 Year Discount 75% LTV
Initial Interest Rate
6.54%
Maximum Loan To Value (LTV)
75%
Overall Cost for Comparison
8.00%
Product Code
IP293
The following is a representative example based on a mortgage of £178,487 payable over 25 years initially on a discounted variable rate of 6.54% for 2 years, a further discounted rate of 7.14% for 4 years, followed by our Standard Variable Rate of 8.39%. In this example you would make 24 monthly payments of £1,209.62, 48 payments of £1,273.70 and 228 payments of £1,394.46.
The total amount payable would be £409,379.36 made up of the loan amount plus interest of £229,618.36 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 8.0% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Later Life - 2 Year Discount 60% LTV Remortgage
Initial Interest Rate
5.54%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
7.70%
Product Code
IP294
The following is a representative example based on a mortgage of £178,487 payable over 25 years initially on a discounted variable rate of 5.54% for 2 years, a further discounted rate of 7.14% for 4 years, followed by our Standard Variable Rate of 8.39%. In this example you would make 24 monthly payments of £1,100.33, 48 payments of £1,266.75 and 228 monthly payments of £1,386.86.
The total amount payable would be £404,715.00 made up of the loan amount plus interest of £224,929.00 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.7% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Later Life - 2 Year Discount 75% LTV Remortgage
Initial Interest Rate
6.54%
Maximum Loan To Value (LTV)
75%
Overall Cost for Comparison
8.00%
Product Code
IP295
The following is a representative example based on a mortgage of £178,487 payable over 25 years initially on a discounted variable rate of 6.54% for 2 years, a further discounted rate of 7.14% for 4 years, followed by our Standard Variable Rate of 8.39%. In this example you would make 24 monthly payments of £1,209.62, 48 payments of £1,273.70 and 228 payments of £1,394.46.
The total amount payable would be £409,379.36 made up of the loan amount plus interest of £229,618.36 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 8.0% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.