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The following is a representative example based on a mortgage of £178,487 payable over 25 years initially on a discounted variable rate of 5.74% for 2 years, a further discounted rate of 7.24% for 4 years, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £1,121.79, 48 payments of £1,278.99 and 228 monthly payments of £1,399.77.

The total amount payable would be £408,786.04 made up of the loan amount plus interest of £228,975.04 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.9% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £178,487 payable over 25 years initially on a discounted variable rate of 6.74% for 2 years, a further discounted rate of 7.24% for 4 years, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £1,232.06, 48 payments of £1,285.83 and 228 payments of £1,407.27.

The total amount payable would be £413,445.84 made up of the loan amount plus interest of £233,659.84 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.1% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £178,487 payable over 25 years initially on a discounted variable rate of 5.74% for 2 years, a further discounted rate of 7.24% for 4 years, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £1,121.79, 48 payments of £1,278.99 and 228 monthly payments of £1,399.77.

The total amount payable would be £408,786.04 made up of the loan amount plus interest of £228,975.04 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.9% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £178,487 payable over 25 years initially on a discounted variable rate of 6.74% for 2 years, a further discounted rate of 7.24% for 4 years, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £1,232.06, 48 payments of £1,285.83 and 228 payments of £1,407.27.

The total amount payable would be £413,445.84 made up of the loan amount plus interest of £233,659.84 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.1% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a discounted variable rate of 5.15% for 2 years, a further discounted variable rate of 7.24% for 4 years, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £1,285.43, 48 payments of £1,546.98 and 228 monthly payments of £1,693.07.

The total amount payable would be £492,499.32 made up of the loan amount plus interest of £274,491.32 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£275.00), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.7% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a discounted variable rate of 5.30% for 2 years, a further discounted variable rate of 7.24% for 4 years, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £1,304.57, 48 payments of £1,548.37 and 228 monthly payments of £1,694.60.

The total amount payable would be £493,324.24 made up of the loan amount plus interest of £275,366.24 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.8% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a discounted variable rate of 5.45% for 2 years, a further discounted variable rate of 7.24% for 4 years, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £1,323.86, 48 payments of £1,549.75 and 228 monthly payments of £1,696.10.

The total amount payable would be £494,195.44 made up of the loan amount plus interest of £276,237.44 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.8% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £247,496 payable over 25 years initially on a discounted variable rate of 5.75% for 2 years, a further discounted variable rate of 7.24% for 4 years, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £1,557.01, 48 payments of £1,773.59 and 228 monthly payments of £1,941.08.

The total amount payable would be £566,390.80 made up of the loan amount plus interest of £315,570.80 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.9% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £247,496 payable over 25 years initially on a discounted variable rate of 6.30% for 2 years, a further discounted variable rate of 7.24% for 4 years, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £1,640.31, 48 payments of £1,778.94 and 228 monthly payments of £1,946.94.

The total amount payable would be £569,982.88 made up of the loan amount plus interest of £321,162.88 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.0% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a discounted variable rate of 5.15% for 2 years, a further discounted variable rate of 7.24% for 4 years, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £1,285.43, 48 payments of £1,546.98 and 228 monthly payments of £1,693.07.

The total amount payable would be £492,499.32 made up of the loan amount plus interest of £274,491.32 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£275.00), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.7% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a fixed rate of 5.04% until 28th February 2027, a further discounted rate of 7.24% until 28th February 2031, followed by our Standard Variable Rate of 8.49%. In this example you would make 27 monthly payments of £1,271.47, 48 payments of £1,543.57 and 225 monthly payments of £1,687.92.

The total amount payable would be £488,578.05 made up of the loan amount plus interest of £271,569.05 and the following costs,  a CHAPS fee (£25.00), a standard Valuation fee (£275.00) and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.60% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634.00 payable over 25 years initially on a fixed rate of 5.44% until 28th February 2027, a further discounted rate of 7.24% until 28th February 2031, followed by our Standard Variable Rate of 8.49%. In this example you would make 27 monthly payments of £1,322.57, 48 payments of £1,547.75 and 225 monthly payments of £1,692.50.

The total amount payable would be £491,138.89 made up of the loan amount plus interest of £274,179.89 and the following costs, a Chaps fee (£25.00), a standard Valuation fee (£225.00) and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.70% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a discounted variable rate of 5.74% for 2 years, a further discounted variable rate of 7.24% for 4 years, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £1,361.55, 48 payments of £1,552.34 and 228 monthly payments of £1,698.94.

The total amount payable would be £496,221.84 made up of the loan amount plus interest of £277,913.84 and the following costs, a Scheme Fee of (£1,299.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£275.00), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.9% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a discounted variable rate of 6.94% for 2 years, a further discounted variable rate of 7.24% for 4 years, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £1,522.84, 48 payments of £1,562.20 and 228 monthly payments of £1,709.73.

The total amount payable would be £502,951.20 made up of the loan amount plus interest of £284,718.20 and the following costs, a Scheme Fee of (£1,299.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.1% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634.00 payable over 25 years initially on a discounted variable rate of 5.94% for 2 years, a further discounted variable rate of 7.24% for 4 years, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £1,387.84, 48 payments of £1,554.07 and 228 monthly payments of £1,700.84.

The total amount payable would be £497,369.04 made up of the loan amount plus interest of £279,061.04 and the following costs, a Scheme Fee of (£1,299.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£275.00), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.9% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a discounted variable rate of 6.94% for 2 years, a further variable discounted rate of 7.24% for 4 years, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £1,522.84, 48 payments of £1,562.20 and 228 monthly payments of £1,709.73.

The total amount payable would be £503,001.20 made up of the loan amount plus interest of £284,718.20 and the following costs, a Scheme Fee of (£1,299.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£250.00), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.1% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634.00 payable over 25 years initially on a discounted variable rate of 5.94% for 2 years, a further discounted variable rate of 7.24% for 4 years, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £1,387.84, 48 payments of £1,554.07 and 228 monthly payments of £1,700.84.

The total amount payable would be £496,594.04 made up of the loan amount plus interest of £279,061.04 and the following costs, a Scheme Fee of (£599.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.9% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634.00 payable over 25 years initially on a discounted variable rate of 6.19% for 2 years, a further discounted variable rate of 7.24% for 4 years, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £1,421.04, 48 payments of £1,556.19 and 228 monthly payments of £1,703.16.

The total amount payable would be £498,021.56 made up of the loan amount plus interest of £280,488.56 and the following costs, a Scheme Fee of (£599.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.9% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £160,315 payable over 25 years initially on a discounted variable rate of 5.95% for 2 years, a further discounted variable rate of 7.24% for 4 years, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £1,028.02, 48 payments of £1,150.12 and 228 monthly payments of £1,258.74. This example assumes the repayment method is capital and interest.

The total amount payable would be £368,972.54 made up of the loan amount plus interest of £206,555.96 and the following costs, a Scheme Fee of (£801.58), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£505.00), a Packager's Fee (£695.00), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.0% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £160,315 payable over 25 years initially on a discounted variable rate of 6.40% for 2 years, a further discounted variable rate of 7.24% for 4 years, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £1,072.46, 48 payments of £1,152.91 and 228 monthly payments of £1,261.79. This example assumes the repayment method is capital and interest.

The total amount payable would be £371,680.84 made up of the loan amount plus interest of £208,451.84 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£505.00), a Packager's Fee (£695.00), and Application Fee (£115.00) and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.1% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £700,000 payable over 25 years initially on a discounted variable rate of 6.50% for 2 years, a further discounted variable rate of 7.24% for 4 years, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £4,726.45 payments of £5,036.68 and 228 monthly payments of £5,512.34. This example assumes the repayment method is capital and interest.

The total amount payable would be £1,617,363.96 made up of the loan amount plus interest of £912,008.96 and the following costs, a Scheme Fee of (£3,500), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£945.00), a Packager's Fee (£695.00), and Application Fee (£115.00) and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.0% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £160,315 over 25 years initially on a discounted rate of 7.34% for 2 years followed by our Standard Variable Rate of 8.49%. This example you would make 24 monthly payments of £1,168.08 and 276 payments of £1,283.41. This example assumes the repayment method is capital and interest.

The total amount payable would be £383,555.08 made up of the loan amount, plus interest of £221,940.08, a Funds Transfer Fee (£25.00), Valuation fee (£505.00), a Buildloan Arrangement fee (£695.00), and a Mortgage Exit Administration fee (£75.00).

The overall cost for comparison is 8.7% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Initial Interest Rate: The following is a representative example based on a mortgage of £160,315 payable over 25 years initially on a discounted variable rate of 7.04% for 2 years, a further discounted variable rate of 7.24% for 4 years, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £1,137,17, 48 payments of £1,156.63 and 228 monthly payments of £1,265.86. This example assumes the repayment method is capital and interest.

The total amount payable would be £374,225.40 made up of the loan amount plus interest of £211,111.40 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£505.00), a Packager's Fee (£695.00), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.3% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £160,315 over 25 years initially on a discounted rate of 7.74% for 2 years followed by our Standard Variable Rate of 8.49%. This example you would make 24 monthly payments of £1,209.85 and 276 payments of £1,285.75. This example assumes the repayment method is capital and interest.

The total amount payable would be £385,203.40 made up of the loan amount, plus interest of £223,588.40, a Funds Transfer Fee (£25.00), Valuation fee (£505.00), a Buildloan Arrangement fee (£695.00), and a Mortgage Exit Administration fee (£75.00).

The overall cost for comparison is 8.8% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a discounted variable rate of 5.84% for 2 years, a further discounted variable rate of 7.24% for 4 years, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £1,374.67, 48 payments of £1,553.21 and 228 monthly payments of £1,699.89.

The total amount payable would be £496,420.08 made up of the loan amount plus interest of £278,487.08 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.9% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a fixed rate of 5.49% until 30th November 2026, a further discounted rate of 7.24% until 30th November 2030, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £1,329.03, 48 payments of £1,550.11 and 228 monthly payments of £1,696.50.

The total amount payable would be £494,403.00 made up of the loan amount plus interest of £276,470.00 and the following costs, a Scheme Fee (£999), a Chaps fee (£25.00), a standard Valuation fee (£200.00) and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.80% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a discounted variable rate of 6.89% for 2 years, a further discounted variable rate of 7.24% for 4 years, followed by our Standard Variable Rate of 8.49%. In this example you would 24 monthly payments of £1,515.96, 48 payments of £1,561.81 and 228 monthly payments of £1,790.31.

The total amount payable would be £501,996.60 made up of the loan amount plus interest of £284,438.60 and the following costs, a Scheme Fee of (£599.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.1% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a discounted variable rate of 6.89% for 2 years, a further discounted variable rate of 7.24% for 4 years, followed by our Standard Variable Rate of 8.49%. In this example you would 24 monthly payments of £1,515.96, 48 payments of £1,561.81 and 228 monthly payments of £1,790.31.

The total amount payable would be £501,996.60 made up of the loan amount plus interest of £284,438.60 and the following costs, a Scheme Fee of (£599.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.1% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £142,1472 payable over 25 years initially on a discounted variable rate of 5.60% for 2 years followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £883.43 followed by 276 monthly payments of £1,130.30.

The total amount payable would be £334,964.12 made up of the loan amount plus interest of £190,693.12 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.3% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £142,1472 payable over 25 years initially on a discounted variable rate of 5.60% for 2 years followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £883.43 followed by 276 monthly payments of £1,130.30.

The total amount payable would be £334,964.12 made up of the loan amount plus interest of £190,693.12 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.3% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £142,472 payable over 25 years initially on a discounted variable rate of 5.89% for 2 years followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £908.39 followed by 276 monthly payments of £1,132.16.

The total amount payable would be £336,076.52 made up of the loan amount plus interest of £191,805.52 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.4% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £142,472 payable over 25 years initially on a discounted variable rate of 5.89% for 2 years followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £908.39 followed by 276 monthly payments of £1,132.16.

The total amount payable would be £336,076.52 made up of the loan amount plus interest of £191,805.52 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.4% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £142,472 payable over 25 years initially on a discounted variable rate of 6.49% for 2 years followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £961.09 followed by 276 monthly payments of £1,135.81.

The total amount payable would be £338,323.72 made up of the loan amount plus interest of £194,077.72, and the following costs, a Scheme Fee of (£1499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£175.00), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.5% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £142,472 payable over 25 years initially on a discounted variable rate of 6.74% for 2 years followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £983.46 followed by 276 monthly payments of £1,137.26.

The total amount payable would be £339,260.80 made up of the loan amount plus interest of £195,014.80 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£175.00), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.6% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £142,472 payable over 25 years initially on a discounted variable rate of 6.74% for 2 years followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £983.46 followed by 276 monthly payments of £1,137.26.

The total amount payable would be £339,260.80 made up of the loan amount plus interest of £195,014.80 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£175.00), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.6% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £142,1472 payable over 25 years initially on a discounted variable rate of 5.60% for 2 years followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £883.43 followed by 276 monthly payments of £1,130.30.

The total amount payable would be £334,964.12 made up of the loan amount plus interest of £190,693.12 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.3% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £142,472 payable over 25 years initially on a discounted variable rate of 5.89% for 2 years followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £908.39 followed by 276 monthly payments of £1,132.16.

The total amount payable would be £336,076.52 made up of the loan amount plus interest of £191,805.52 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.4% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £142,472 payable over 25 years initially on a discounted variable rate of 6.49% for 2 years followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £961.09 followed by 276 monthly payments of £1,135.81.

The total amount payable would be £338,323.72 made up of the loan amount plus interest of £194,077.72, and the following costs, a Scheme Fee of (£1499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£175.00), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.5% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634.00 payable over 25 years initially on a discounted variable rate of 5.94% for 2 years, a further discounted variable rate of 7.24% for 4 years, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £1,387.84, 48 payments of £1,554.07 and 228 monthly payments of £1,700.84.

The total amount payable would be £496,594.04 made up of the loan amount plus interest of £279,061.04 and the following costs, a Scheme Fee of (£599.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.9% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £142,472 payable over 25 years initially on a discounted variable rate of 6.49% for 2 years followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £961.09 followed by 276 monthly payments of £1,135.81.

The total amount payable would be £338,323.72 made up of the loan amount plus interest of £194,077.72, and the following costs, a Scheme Fee of (£1499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£175.00), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.5% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £142,472 payable over 25 years initially on a discounted variable rate of 6.74% for 2 years followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £983.46 followed by 276 monthly payments of £1,137.26.

The total amount payable would be £339,260.80 made up of the loan amount plus interest of £195,014.80 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£175.00), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.6% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a discounted variable rate of 6.04% for 2 years, a further discounted variable rate of 7.24% for 4 years, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £1,401.08, 48 payments of £1,554.93 and 228 monthly payments of £1,701.78.

The total amount payable would be £497,592.40 made up of the loan amount plus interest of £279,634.40 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.9% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a fixed rate of 5.04% until 28th February 2027, a further discounted rate of 7.24% until 28th February 2031, followed by our Standard Variable Rate of 8.49%. In this example you would make 27 monthly payments of £1,271.47, 48 payments of £1,543.57 and 225 monthly payments of £1,687.92.

The total amount payable would be £488,578.05 made up of the loan amount plus interest of £271,569.05 and the following costs,  a CHAPS fee (£25.00), a standard Valuation fee (£275.00) and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.60% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634.00 payable over 25 years initially on a fixed rate of 5.44% until 28th February 2027, a further discounted rate of 7.24% until 28th February 2031, followed by our Standard Variable Rate of 8.49%. In this example you would make 27 monthly payments of £1,322.57, 48 payments of £1,547.75 and 225 monthly payments of £1,692.50.

The total amount payable would be £491,138.89 made up of the loan amount plus interest of £274,179.89 and the following costs, a Chaps fee (£25.00), a standard Valuation fee (£225.00) and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.70% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a fixed rate of 5.49% until 31st May 2027, a further discounted rate of 7.24% until 31st May 2031, followed by our Standard Variable Rate of 8.49%. In this example you would make 31 monthly payments of £1,329.03, 48 payments of £1,545.78 and 221 monthly payments of £1,688.43.

The total amount payable would be £490,090.40 made up of the loan amount plus interest of £271,906.40 and the following costs, a Scheme Fee (£1,250.00), a Chaps fee (£25.00), a standard Valuation fee (£200.00) and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.70% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634.00 payable over 25 years initially on a fixed rate of 5.99% until 31st May 2027, a further discounted rate of 7.24% until 31st May 2031, followed by our Standard Variable Rate of 8.49%. In this example you would make 31 monthly payments of £1,394.45, 48 payments of £1,551.49 and 221 monthly payments of £1,694.67.

The total amount payable would be £493,520.54 made up of the loan amount plus interest of £275,587.54 and the following costs, a Scheme Fee (£999.00), a Chaps fee (£25.00), a standard Valuation fee (£200.00) and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.80% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a fixed rate of 5.49% until 30th November 2026, a further discounted rate of 7.24% until 30th November 2030, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £1,329.03, 48 payments of £1,550.11 and 228 monthly payments of £1,696.50.

The total amount payable would be £494,403.00 made up of the loan amount plus interest of £276,470.00 and the following costs, a Scheme Fee (£999), a Chaps fee (£25.00), a standard Valuation fee (£200.00) and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.80% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.