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2 Year Discount 60% LTV
Initial Interest Rate
5.25%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
7.80%
Product Code
IP241
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.25% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,378.27, 48 payments of £1,657.32 and 228 monthly payments of £1,813.22.
The total amount payable would be £527,418.00 made up of the loan amount plus interest of £296,044.00 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£275.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.8% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Discount 80% LTV
Initial Interest Rate
5.35%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
7.90%
Product Code
IP242
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.35% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,391.87, 48 payments of £1,658.31 and 228 monthly payments of £1,814.30.
The total amount payable would be £527,988.16 made up of the loan amount plus interest of £296,664.16 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.9% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Discount 85% LTV
Initial Interest Rate
5.50%
Maximum Loan To Value (LTV)
85%
Overall Cost for Comparison
7.90%
Product Code
IP207
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.50% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,412.40, 48 payments of £1,659.77 and 228 monthly payments of £1,815.90.
The total amount payable would be £528,915.76 made up of the loan amount plus interest of £297,591.76 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.9% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Discount 90% LTV
Initial Interest Rate
5.80%
Maximum Loan To Value (LTV)
90%
Overall Cost for Comparison
8.00%
Product Code
IP244
The following is a representative example based on a mortgage of £230,000.00 payable over 25 years initially on a discounted variable rate of 5.80% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,453.90, 48 payments of £1,662.62 and 228 monthly payments of £1,819.02.
The total amount payable would be £530,759.92 made up of the loan amount plus interest of £299,435.92 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.0% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Discount 95%
Initial Interest Rate
6.35%
Maximum Loan To Value (LTV)
95%
Overall Cost for Comparison
8.10%
Product Code
IP209
The following is a representative example based on a mortgage of £230,000.00 payable over 25 years initially on a discounted variable rate of 6.35% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,531.49, 48 payments of £1,667.61 and 228 monthly payments of £1,824.47.
The total amount payable would be £534,079.20 made up of the loan amount plus interest of £302,780.20 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.1% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.