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2 Year Discount 60% LTV
Initial Interest Rate
5.05%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
7.60%
Product Code
IP241
The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a discounted variable rate of 5.05% for 2 years, a further discounted variable rate of 7.14% for 4 years, followed by our Standard Variable Rate of 8.39%. In this example you would make 24 monthly payments of £1,272.74, 48 payments of £1,533.00 and 228 monthly payments of £1,678.35.
The total amount payable would be £488,142.56 made up of the loan amount plus interest of £270,159.56 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£275.00), and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.6% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Discount 80% LTV
Initial Interest Rate
5.20%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
7.70%
Product Code
IP278
The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a discounted variable rate of 5.20% for 2 years, a further discounted variable rate of 7.14% for 4 years, followed by our Standard Variable Rate of 8.39%. In this example you would make 24 monthly payments of £1,291.79, 48 payments of £1,534.40 and 228 monthly payments of £1,679.88.
The total amount payable would be £488,965.80 made up of the loan amount plus interest of £271,032.80 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.7% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Discount 85% LTV
Initial Interest Rate
5.35%
Maximum Loan To Value (LTV)
85%
Overall Cost for Comparison
7.70%
Product Code
IP279
The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a discounted variable rate of 5.35% for 2 years, a further discounted variable rate of 7.14% for 4 years, followed by our Standard Variable Rate of 8.39%. In this example you would make 24 monthly payments of £1,310.99, 48 payments of £1,535.78 and 228 monthly payments of £1,681.39.
The total amount payable would be £489,837.12 made up of the loan amount plus interest of £271,904.12 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.7% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Discount 90% LTV
Initial Interest Rate
5.65%
Maximum Loan To Value (LTV)
90%
Overall Cost for Comparison
7.80%
Product Code
IP280
The following is a representative example based on a mortgage of £247,496 payable over 25 years initially on a discounted variable rate of 5.65% for 2 years, a further discounted variable rate of 7.14% for 4 years, followed by our Standard Variable Rate of 8.39%. In this example you would make 24 monthly payments of £1,542.09, 48 payments of £1,757.63 and 228 monthly payments of £1,924.28.
The total amount payable would be £561,411.24 made up of the loan amount plus interest of £312,616.24 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.8% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Discount 95%
Initial Interest Rate
6.20%
Maximum Loan To Value (LTV)
95%
Overall Cost for Comparison
7.90%
Product Code
IP281
The following is a representative example based on a mortgage of £247,496 payable over 25 years initially on a discounted variable rate of 6.20% for 2 years, a further discounted variable rate of 7.14% for 4 years, followed by our Standard Variable Rate of 8.39%. In this example you would make 24 monthly payments of £1,625.01, 48 payments of £1,763.00 and 228 monthly payments of £1,930.15.
The total amount payable would be £564,997.44 made up of the loan amount plus interest of £316,202.44 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.9% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.