Our mortgages
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Shared Ownership - 2 Year Discount 95% LTV
Initial Interest Rate
5.49%
Maximum Loan To Value (LTV)
95%
Overall Cost for Comparison
7.70%
Product Code
IP289
The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a discounted variable rate of 5.49% for 2 years, a further discounted variable rate of 7.14% for 4 years, followed by our Standard Variable Rate of 8.39%. In this example you would make 24 monthly payments of £1,329.03, 48 payments of £1,537.04 and 228 monthly payments of £1,682.77.
The total amount payable would be £489,621.20 made up of the loan amount plus interest of £272,712.20 and the following costs, a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.7% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Shared Ownership - 2 Year Fixed Rate 95% LTV (fixed until 30.04.2027)
Initial Interest Rate
5.49%
Maximum Loan To Value (LTV)
95%
Overall Cost for Comparison
7.60%
Product Code
IP290
The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a fixed rate of 5.49% until 30th April 2027, a further discounted rate of 7.14% until 30th April 2031, followed by our Standard Variable Rate of 8.39%. In this example you would make 26 monthly payments of £1,329.03, 48 payments of £1,535.88 and 226 monthly payments of £1,680.56.
The total amount payable would be £488,358.58 made up of the loan amount plus interest of £271,449.58 and the following costs, a Chaps fee (£25.00), a standard Valuation fee (£200.00) and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.60% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.