Remortgages

We’re proud to have a common sense approach to lending – with each case being manually underwritten. This means that throughout the process, we’re able to offer flexibility to support you and your clients with direct access to an underwriter.


Home
Intermediary
Remortgages

Our mortgages

You can mark products as favourites, allowing you to gather all your favourited items for a comparison.

2 Year Discount 60% LTV Remortgage

Initial Interest Rate

5.25%

Maximum Loan To Value (LTV)

60%

Overall Cost for Comparison

7.80%

Product Code

IP246

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.25% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,378.27, 48 payments of £1,657.32 and 228 monthly payments of £1,813.22.

The total amount payable would be £527,418.00 made up of the loan amount plus interest of £296,044.00 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£275.00), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.8% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

2 Year Discount 80% LTV Remortgage

Initial Interest Rate

5.35%

Maximum Loan To Value (LTV)

80%

Overall Cost for Comparison

7.80%

Product Code

IP247

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.35% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,391.87, 48 payments of £1,658.31 and 228 monthly payments of £1,814.30.

The total amount payable would be £527,988.16 made up of the loan amount plus interest of £296,664.16 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.9% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

2 Year Fixed Rate 60% LTV Remortgage (fixed until 28.02.2027)

Initial Interest Rate

5.04%

Maximum Loan To Value (LTV)

60%

Overall Cost for Comparison

7.60%

Product Code

IP264

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a fixed rate of 5.04% until 28th February 2027, a further discounted rate of 7.34% until 28th February 2031, followed by our Standard Variable Rate of 8.59%. In this example you would make 30 monthly payments of £1,271.47, 48 payments of £1,554.03 and 222 monthly payments of £1,697.37.

The total amount payable would be £489,928.68 made up of the loan amount plus interest of £272,919.68 and the following costs,  a CHAPS fee (£25.00), a standard Valuation fee (£275.00) and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.60% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

2 Year Fixed Rate 80% LTV Remortgage (fixed until 28.02.2027)

Initial Interest Rate

5.44%

Maximum Loan To Value (LTV)

80%

Overall Cost for Comparison

7.70%

Product Code

IP265

The following is a representative example based on a mortgage of £216,634.00 payable over 25 years initially on a fixed rate of 5.44% until 28th February 2027, a further discounted rate of 7.34% until 28th February 2031, followed by our Standard Variable Rate of 8.59%. In this example you would make 30 monthly payments of £1,322.57, 48 payments of £1,558.72 and 222 monthly payments of £1,702.50.

The total amount payable would be £492,775.66 made up of the loan amount plus interest of £275,816.66 and the following costs, a Chaps fee (£25.00), a standard Valuation fee (£225.00) and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.70% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

2 Year Fixed Rate 90% LTV Remortgage (fixed until 28.02.2027)

Initial Interest Rate

5.39%

Maximum Loan To Value (LTV)

90%

Overall Cost for Comparison

7.70%

Product Code

IP273

The following is a representative example based on a mortgage of £216,634.00 payable over 25 years initially on a fixed rate of 5.39% until 28th February 2027, a further discounted rate of 7.34% until 28th February 2031, followed by our Standard Variable Rate of 8.59%. In this example you would make 30 monthly payments of £1,322.57, 48 payments of £1,558.72 and 222 monthly payments of £1,702.50.

The total amount payable would be £492,775.66 made up of the loan amount plus interest of £275,816.66 and the following costs, a Chaps fee (£25.00), a standard Valuation fee (£225.00) and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.70% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.