Our mortgages
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2 Year Fixed Rate 90% LTV (fixed until 31.07.2027)
Initial Interest Rate
5.29%
Maximum Loan To Value (LTV)
90%
Overall Cost for Comparison
7.60%
Product Code
IP313
The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a fixed rate of 5.29% until 31st July 2027, a further discounted rate of 7.14% until 31st July 2031, followed by our Standard Variable Rate of 8.39%. In this example you would make 29 monthly payments of £1,303.29, 48 payments of £1,531.94 and 223 monthly payments of £1,674.85.
The total amount payable would be £486,338.39 made up of the loan amount plus interest of £268,179.39 and the following costs, a Scheme Fee (£1,250.00), a Chaps fee (£25.00), a standard Valuation fee (£200.00) and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.60% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Fixed Rate 95% LTV (fixed until 31.07.2027)
Initial Interest Rate
5.79%
Maximum Loan To Value (LTV)
95%
Overall Cost for Comparison
7.70%
Product Code
IP314
The following is a representative example based on a mortgage of £216,634.00 payable over 25 years initially on a fixed rate of 5.79% until 31st July 2027, a further discounted rate of 7.14% until 31st July 2031, followed by our Standard Variable Rate of 8.39%. In this example you would make 29 monthly payments of £1,368.10, 48 payments of £1,537.35 and 223 monthly payments of £1,680.73.
The total amount payable would be £489,544.49 made up of the loan amount plus interest of £271,636.49 and the following costs, a Scheme Fee (£999.00), a Chaps fee (£25.00), a standard Valuation fee (£200.00) and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.70% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Shared Ownership - 2 Year Fixed Rate 95% LTV (fixed until 30.04.2027)
Initial Interest Rate
5.49%
Maximum Loan To Value (LTV)
95%
Overall Cost for Comparison
7.60%
Product Code
IP290
The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a fixed rate of 5.49% until 30th April 2027, a further discounted rate of 7.14% until 30th April 2031, followed by our Standard Variable Rate of 8.39%. In this example you would make 26 monthly payments of £1,329.03, 48 payments of £1,535.88 and 226 monthly payments of £1,680.56.
The total amount payable would be £488,358.58 made up of the loan amount plus interest of £271,449.58 and the following costs, a Chaps fee (£25.00), a standard Valuation fee (£200.00) and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.60% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
First Time Buyer 2 Year Fixed Rate 90% LTV (fixed until 31.07.2027)
Initial Interest Rate
5.29%
Maximum Loan To Value (LTV)
90%
Overall Cost for Comparison
7.50%
Product Code
IP315
The following is a representative example based on a mortgage of £247,496 payable over 25 years initially on a fixed rate of 5.29% until 31st July 2027, a further discounted rate of 7.14% until 31st July 2031, followed by our Standard Variable Rate of 8.39%. In this example you would make 29 monthly payments of £1,488.96, 48 payments of £1,750.19 and 223 monthly payments of £1,913.42.
The total amount payable would be £554,156.62 made up of the loan amount plus interest of £306,385.62 and the following costs, a Chaps fee (£25.00), a standard Valuation fee (£200.00) and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.50% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
First Time Buyer 2 Year Fixed Rate 95% LTV (fixed until 31.07.2027)
Initial Interest Rate
5.79%
Maximum Loan To Value (LTV)
95%
Overall Cost for Comparison
7.60%
Product Code
IP316
The following is a representative example based on a mortgage of £247,496 payable over 25 years initially on a fixed rate of 5.79% until 31st July 2027, a further discounted rate of 7.14% until 31st July 2031, followed by our Standard Variable Rate of 8.39%. In this example you would make 29 monthly payments of £1,563.00, 48 payments of £1756.36 and 223 monthly payments of £1,920.17.
The total amount payable would be £558,130.19 made up of the loan amount plus interest of £310,334.19 and the following costs, a Chaps fee (£25.00), a standard Valuation fee (£225) and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.6% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.