Self Build Mortgages

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a discounted variable rate of 6.05% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,402.40, 48 payments of £1,568.17 and 228 monthly payments of £1,715.69. This example assumes the repayment method is capital and interest.

The total amount payable would be £502,550.25 made up of the loan amount plus interest of £283,473.08 and the following costs, a Scheme Fee of (£1,083.17), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£565.00), a Packager's Fee (£695.00), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.1% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £200,000 payable over 25 years initially on a discounted variable rate of 6.50% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,350.41, 48 payments of £1,451.23 and 228 monthly payments of £1,587.74. This example assumes the repayment method is capital and interest.

The total amount payable would be £466,987.60 made up of the loan amount plus interest of £264,073.60 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£565.00), a Packager's Fee (£695.00), and Application Fee (£115.00) and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.2% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £700,000 payable over 25 years initially on a discounted variable rate of 6.60% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £4,770.28 payments of £5,081.91 and 228 monthly payments of £5,559.96. This example assumes the repayment method is capital and interest.

The total amount payable would be £1,631,444.28 made up of the loan amount plus interest of £926,089.28 and the following costs, a Scheme Fee of (£3,500), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£945.00), a Packager's Fee (£695.00), and Application Fee (£115.00) and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.2% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £200,000 over 25 years initially on a discounted rate of 7.44% for 2 years followed by our Standard Variable Rate of 8.59%. This example you would make 24 monthly payments of £1,470.19 and 276 payments of £1,614.64. This example assumes the repayment method is capital and interest.

The total amount payable would be £482,225.20 made up of the loan amount, plus interest of £280,925.20, a Funds Transfer Fee (£25.00), Valuation fee (£505.00), a Buildloan Arrangement fee (£695.00), and a Mortgage Exit Administration fee (£75.00).

The overall cost for comparison is 8.7% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Initial Interest Rate: The following is a representative example based on a mortgage of £200,000 payable over 25 years initially on a discounted variable rate of 7.14% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make 24 monthly payments of £1,431.47, 48 payments of £1,455.86 and 228 monthly payments of £1,592.80. This example assumes the repayment method is capital and interest.

The total amount payable would be £470,193.96 made up of the loan amount plus interest of £267,394.96 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£505.00), a Packager's Fee (£695.00), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.3% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £200,000 over 25 years initially on a discounted rate of 7.84% for 2 years followed by our Standard Variable Rate of 8.59%. This example you would make 24 monthly payments of £1,522.49 and 276 payments of £1,617.54. This example assumes the repayment method is capital and interest.

The total amount payable would be £484,280.80 made up of the loan amount, plus interest of £282,980.80, a Funds Transfer Fee (£25.00), Valuation fee (£505.00), a Buildloan Arrangement fee (£695.00), and a Mortgage Exit Administration fee (£75.00).

The overall cost for comparison is 8.8% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.