Our mortgages
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Buildloan Self-Build Mortgage (£700,001 - £1,200,000)
Initial Interest Rate
6.00%
Maximum Loan To Value (LTV)
70%
Overall Cost for Comparison
7.90%
Product Code
IP308
The following is a representative example based on a mortgage of £700,000 payable over 25 years initially on a discounted variable rate of 6.00% for 2 years, a further discounted variable rate of 7.14% for 4 years, followed by our Standard Variable Rate of 8.39%. In this example you would make 24 monthly payments of £4,510.11 payments of £4,980.93 and 228 monthly payments of £5,453.19. This example assumes the repayment method is capital and interest.
The total amount payable would be £1,595,984.60 made up of the loan amount plus interest of £890,654.60 and the following costs, a Scheme Fee of (£3,500.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£945.00), a Packager's Fee (£695.00), and Application Fee (£115.00) and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.9% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Buildloan Self-Build Mortgage (£120,000 - £700,000)
Initial Interest Rate
6.00%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
8.00%
Product Code
IP307
The following is a representative example based on a mortgage of £160,315 payable over 25 years initially on a discounted variable rate of 6.00% for 2 years, a further discounted variable rate of 7.14% for 4 years, followed by our Standard Variable Rate of 8.39%. In this example you would make 24 monthly payments of £1,032.91, 48 payments of £1,140.74 and 228 monthly payments of £1,248.90 This example assumes the repayment method is capital and interest.
The total amount payable would be £367,183.56 made up of the loan amount plus interest of £203,979.56 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£505.00), a Packager's Fee (£695.00), and Application Fee (£115.00) and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 8.0% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Buildloan Self-Build with Build Out Fee Incentive (£150,000 - £1,000,000)
Initial Interest Rate
6.80%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
8.50%
Product Code
IP309
The following is a representative example based on a mortgage of £160,315 over 25 years initially on a discounted rate of 6.80% for 2 years followed by our Standard Variable Rate of 8.39%. This example you would make 24 monthly payments of £1,112.70 and 276 payments of £1,269.89. This example assumes the repayment method is capital and interest.
The total amount payable would be £378,469.44 made up of the loan amount, plus interest of £216,879.44, a Funds Transfer Fee (£25.00), Valuation fee (£505.00), a Buildloan Arrangement fee (£695.00), and a Mortgage Exit Administration fee (£50.00).
The overall cost for comparison is 8.5% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Buildloan Low LTV (60%) Self-Build Mortgage with Fee Incentives (£150,000 - £1,000,000)
Initial Interest Rate
5.80%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
7.90%
Product Code
IP310
The following is a representative example based on a mortgage of £160,315 payable over 25 years initially on a discounted variable rate of 5.80% for 2 years, a further discounted variable rate of 7.14% for 4 years, followed by our Standard Variable Rate of 8.39%. In this example you would make 24 monthly payments of £1,013.40, 48 payments of £1,139.47 and 228 monthly payments of £1,247.51. This example assumes the repayment method is capital and interest.
The total amount payable would be £365,525.02 made up of the loan amount plus interest of £203,133.44 and the following costs, a Scheme Fee of (£801.58), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£505.00), a Packager's Fee (£695.00), and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 7.9% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Buildloan Self-Build Accelerator Mortgage (£150,000 - £700,000)
Initial Interest Rate
6.99%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
8.50%
Product Code
IP312
The following is a representative example based on a mortgage of £160,315 over 25 years initially on a discounted rate of 6.99% for 2 years followed by our Standard Variable Rate of 8.39%. This example you would make 24 monthly payments of £1,132.05 and 276 payments of £1,271.08. This example assumes the repayment method is capital and interest.
The total amount payable would be £379,262.28 made up of the loan amount, plus interest of £217,672.28, a Funds Transfer Fee (£25.00), Valuation fee (£505.00), a Buildloan Arrangement fee (£695.00), and a Mortgage Exit Administration fee (£50.00).
The overall cost for comparison is 8.5% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Buildloan Self-Build Accelerator Mortgage (£150,000 - £700,000)
Initial Interest Rate
6.25%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
8.00%
Product Code
IP311
Initial Interest Rate: The following is a representative example based on a mortgage of £160,315 payable over 25 years initially on a discounted variable rate of 6.25% for 2 years, a further discounted variable rate of 7.14% for 4 years, followed by our Standard Variable Rate of 8.39%. In this example you would make 24 monthly payments of £1,057.55, 48 payments of £1,142.28 and 228 monthly payments of £1,250.59. This example assumes the repayment method is capital and interest.
The total amount payable would be £368,119.16 made up of the loan amount plus interest of £205,030.16 and the following costs, a Scheme Fee of (£1,499.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£505.00), a Packager's Fee (£695.00), and a Mortgage Exit Administration Fee (£50.00).
The overall cost for comparison is 8.0% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.