2 Year Discount 90% LTV

2.50% of the redemption balance in year 1

1.50% of the redemption balance in year 2

There is no Application Fee payable for this product.

£999 (can be added to the loan, subject to LTV and lending criteria, or paid on completion. Fees added to the loan will accrue interest.Further details are available on application).

£75 (paid on redemption).

Paid directly to valuer by the applicant – see Valuation Fee Scale for details.

A standard mortgage valuation is required on all properties.

A Procuration Fee will be paid by the Society upon completion of the mortgage. Please refer to your mortgage broker for details.

Minimum – 18 years

Maximum – 72 years

Minimum – 2 years

Maximum – 40 years

Minimum - £50,000

Maximum - £1,200,000 (Maximum Loan amounts vary by LTV, please refer to our current criteria for details)

Available to customers who meet our standard lending criteria.  Non-standard products are available.

Some property types and locations are not acceptable, speak to your mortgage advisor for more information.

With a variable rate product, payments may vary as interest rates change.

The Society will allow overpayments of up to 10% of the capital balance per annum without invoking an early repayment charge.

You can keep this mortgage should you move to a new property. This mortgage is portable subject to your status meeting our criteria.

Buildings insurance is compulsory in all instances.