2 Year Fixed Rate 90% LTV (fixed until 30.06.2026)

2.50% of the redemption balance until 30th June 2025.

1.50% of the redemption balance from 1st July 2025 until 30th June 2026.

There is no Application Fee payable for this product.

£1,250 (can be added to the loan, subject to LTV and lending criteria, or paid on completion. Fees added to the loan will accrue interest.

Further details are available on application).

£75 (paid on redemption).

Paid directly to valuer by the applicant – see Valuation Fee Scale for details.

A standard mortgage valuation is required on all properties.

A Procuration fee will be paid to the Introducer by the Society upon completion of the mortgage. Please refer to your Introducer for details.

Minimum – 18 years

Maximum – 72 years

Minimum – 2 years

Maximum – 40 years

Minimum - £50,000

Maximum - £1,200,000 (Maximum Loan amounts vary by LTV, please refer to our current criteria for details)

Available to customers who meet our standard lending criteria. Non-standard products are available.

Some property types and locations are not acceptable, speak to your mortgage advisor for more information.

The Society will allow overpayments of up to 10% of the capital balance per annum without invoking an early repayment charge.

You can keep this mortgage should you move to a new property. This mortgage is portable subject to your status meeting our criteria.

Buildings insurance is compulsory in all instances.