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The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.35% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make 24 monthly payments of £1,391.87, 48 payments of £1,679.28 and 228 monthly payments of £1,836.31.

The total amount payable would be £532,764.00 made up of the loan amount plus interest of £302,689.00 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.90% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.45% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make 24 monthly payments of £1,405.54, 48 payments of £1,680.27 and 228 monthly payments of £1,837.40.

The total amount payable would be £533,388.12 made up of the loan amount plus interest of £303,313.12 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.90% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.60% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make 24 monthly payments of £1,426.17, 48 payments of £1,681.73 and 228 monthly payments of £1,839.00.

The total amount payable would be £534,318.12 made up of the loan amount plus interest of £304,243.12 and the following costs, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.00% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.90% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make 24 monthly payments of £1,467.87, 48 payments of £1,684.59. and 228 monthly payments of £1,842.12.

The total amount payable would be £536,167.56 made up of the loan amount plus interest of £306,092.56 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.00% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.45% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make 24 monthly payments of £1,545.80, 48 payments of £1,689.58 and 228 monthly payments of £1,847.58.

The total amount payable would be £539,522.28 made up of the loan amount plus interest of £309,477.28 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.20% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 7.49% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make 24 monthly payments of £1,181.35, 276 monthly payments of £1,307.43.

The total amount payable would be £389,278.08 made up of the loan amount plus interest of £229,203.08 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.80% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.80% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make 1 payment of £1,709.04, 23 monthly payments of £1,453.90, followed by 276 monthly payments of £1,864.00.

The total amount payable would be £549,687.74 made up of the loan amount plus interest of £319,612.74, and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.50% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.09% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make 1 payment of £1,762.49, 23 monthly payments of £1494.60, followed by 276 monthly payments of £1,866.90.

The total amount payable would be £551,477.69 made up of the loan amount plus interest of £321,402.69, and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.60% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.69% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make 1 payment of £1,874.69, 23 monthly payments of £1,580.40, followed by 276 monthly payments of £1,872.60.

The total amount payable would be £555,136.49 made up of the loan amount plus interest of £325,061.49, and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.70% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.94% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make 1 payment of £1,791.25, 23 monthly payments of £1,616.80, followed by 276 monthly payments of £1,874.60.

The total amount payable would be £556,442.25 made up of the loan amount plus interest of £326,367.25, and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.80% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.94% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,734.80, 23 monthly payments of £1,473.50, 48 payments of £1,685.20 and 228 monthly payments of £1,843.40.

The total amount payable would be £536,885.10 made up of the loan amount plus interest of £306,810.10 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.10% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.94% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,922.09 23 monthly payments of £1,1616.80, 48 payments of £1,693.70 and 228 monthly payments of £1,852.80.

The total amount payable would be £542,919.48 made up of the loan amount plus interest of £312,844.48 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.30% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.14% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,694.62, 23 monthly payments of £1,501.70, 48 payments of £1,685.50 and 228 monthly payments of £1,838.30.

The total amount payable would be £536,345.12 made up of the loan amount plus interest of £306,270.12 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.10% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.39% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,737.98, 23 monthly payments of £1,537.20, 48 payments of £1,687.60 and 228 monthly payments of £1,840.60.

The total amount payable would be £537,830.18 made up of the loan amount plus interest of £307,755.18 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.10% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £199,890 payable over 25 years initially on a discounted variable rate of 6.79% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,795.24, 23 monthly payments of £1,386.20, 48 payments of £1,471.30 and 228 monthly payments of £1,609.60.

The total amount payable would be £471,364.04 made up of the loan amount plus interest of £271,399.04 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.30% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a fixed rate of 4.99% until 31st July 2026, a further discounted variable rate of 7.49% until 31st July 2030, followed by our Standard Variable Rate of 8.74%. In this example you would make 25 monthly payments of £1,343.22, followed by 48 monthly payments of £1,674.67 followed by 227 payments of £1,830.76.

The total amount payable would be £529,622.18 made up of the loan amount plus interest of £299,547.18 and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.80% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a fixed rate of 5.39% until 31st July 2026, a further discounted variable rate of 7.49% until 31st July 2030, followed by our Standard Variable Rate of 8.74%. In this example you would make 25 monthly payments of £1,397.33, followed by 48 monthly payments of £1,678.89 followed by 227 payments of £1,835.38.

The total amount payable would be £532,226.23 made up of the loan amount plus interest of £302,151.23 and a Mortgage Exit Administration Fee (£75.00).

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £188,501.00 payable over 25 years initially on a discounted variable rate of 7.35% for 1 year followed by our Standard Variable Rate of 8.74%. In this example you would make 1 payment of £1,792.24, 11 monthly payments of £1,374.70, followed by 288 monthly payments of £1,544.80.

The total amount payable would be £461,891.34 made up of the loan amount plus interest of £273,315.34, and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 9.00% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.35% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make 24 monthly payments of £1,391.87, 48 payments of £1,679.28 and 228 monthly payments of £1,836.31.

The total amount payable would be £532,764.00 made up of the loan amount plus interest of £302,689.00 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.90% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.45% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make 24 monthly payments of £1,405.54, 48 payments of £1,680.27 and 228 monthly payments of £1,837.40.

The total amount payable would be £533,388.12 made up of the loan amount plus interest of £303,313.12 and the following cost, a Mortgage Exit Administration Fee (£75.00). 

The overall cost for comparison is 7.90% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.99% for 5 years, a further discounted variable rate of 7.49% for 1 year, followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,781.64, 59 monthly payments of £1,480.50, 12 payments of £1,665.20 and 228 monthly payments of £1,821.30.

The total amount payable would be £524,444.94 made up of the loan amount plus interest of £294,369.94 and the following costs, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.70% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.60% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make 24 monthly payments of £1,426.17, 48 payments of £1,681.73 and 228 monthly payments of £1,839.00.

The total amount payable would be £534,318.12 made up of the loan amount plus interest of £304,243.12 and the following costs, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.00% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.90% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make 24 monthly payments of £1,467.87, 48 payments of £1,684.59. and 228 monthly payments of £1,842.12.

The total amount payable would be £536,167.56 made up of the loan amount plus interest of £306,092.56 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.00% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.45% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make 24 monthly payments of £1,545.80, 48 payments of £1,689.58 and 228 monthly payments of £1,847.58.

The total amount payable would be £539,522.28 made up of the loan amount plus interest of £309,477.28 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.20% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.80% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make 1 payment of £1,709.04, 23 monthly payments of £1,453.90, followed by 276 monthly payments of £1,864.00.

The total amount payable would be £549,687.74 made up of the loan amount plus interest of £319,612.74, and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.50% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.09% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make 1 payment of £1,762.49, 23 monthly payments of £1494.60, followed by 276 monthly payments of £1,866.90.

The total amount payable would be £551,477.69 made up of the loan amount plus interest of £321,402.69, and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.60% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.69% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make 1 payment of £1,874.69, 23 monthly payments of £1,580.40, followed by 276 monthly payments of £1,872.60.

The total amount payable would be £555,136.49 made up of the loan amount plus interest of £325,061.49, and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.70% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.94% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make 1 payment of £1,791.25, 23 monthly payments of £1,616.80, followed by 276 monthly payments of £1,874.60.

The total amount payable would be £556,442.25 made up of the loan amount plus interest of £326,367.25, and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.80% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.94% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,734.80, 23 monthly payments of £1,473.50, 48 payments of £1,685.20 and 228 monthly payments of £1,843.40.

The total amount payable would be £536,885.10 made up of the loan amount plus interest of £306,810.10 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.10% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.94% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,922.09, 23 monthly payments of £1,616.80, 48 payments of £1,693.70 and 228 monthly payments of £1,852.80.

The total amount payable would be £542,919.48 made up of the loan amount plus interest of £312,844.48 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.30% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.14% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,694.62, 23 monthly payments of £1,501.70, 48 payments of £1,685.50 and 228 monthly payments of £1,838.30.

The total amount payable would be £536,345.12 made up of the loan amount plus interest of £306,270.12 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.10% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.69% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make 24 monthly payments of £1,580.39, followed by 276 monthly payments of £1,872.21.

The total amount payable would be £554,734.32 made up of the loan amount plus interest of £324,659.32, and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.60% APRC representative

Note: What you will pay may vary from this and will depend on your personal circumstances.