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The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.20% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,371.49, 48 payments of £1,656.82 and 228 monthly payments of £1,812.68.

The total amount payable would be £525,809.16 made up of the loan amount plus interest of £295,734.16 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.8% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.30% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,385.06, 48 payments of £1,657.82 and 228 monthly payments of £1,813.76.

The total amount payable would be £526,429.08 made up of the loan amount plus interest of £296,354.08 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.8% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.45% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,405.54, 48 payments of £1,659.29 and 228 monthly payments of £1,815.37

The total amount payable would be £527,358.24 made up of the loan amount plus interest of £297,283.24 and the following costs, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.8% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.75% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,446.94, 48 payments of £1,662.15. and 228 monthly payments of £1,818.51.

The total amount payable would be £529,205.04 made up of the loan amount plus interest of £299,130.04 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.9% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.30% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,524.36, 48 payments of £1,667.17 and 228 monthly payments of £1,823.99.

The total amount payable would be £532,553.52 made up of the loan amount plus interest of £302,478.52 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.0% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 7.34% for 2 years followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,675.82, 276 monthly payments of £1,855.98.

The total amount payable would be £552,545.16 made up of the loan amount plus interest of £322,470.16 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.6% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 5.65% for 2 years followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £996.92, followed by 276 monthly payments of £1,279.86.

The total amount payable would be £377,242.44 made up of the loan amount plus interest of £217,167.44, and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.3% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 5.94% for 2 years followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,025.02, followed by 276 monthly payments of £1,281.95.

The total amount payable would be £378,493.68 made up of the loan amount plus interest of £218,418.68, and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.3% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 6.54% for 2 years followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,084.33, followed by 276 monthly payments of £1,286.07.

The total amount payable would be £381,054.24 made up of the loan amount plus interest of £220,979.24, and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.5% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 6.79% for 2 years followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,109.50, followed by 276 monthly payments of £1,287.70.

The total amount payable would be £382,108.20 made up of the loan amount plus interest of £222,033.20, and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.5% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.79% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,452.51, 48 payments of £1,662.53 and 228 monthly payments of £1,818.92.

The total amount payable would be £529,450.44 made up of the loan amount plus interest of £299,375.44 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.9% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.79% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,594.91, 48 payments of £1,671.37 and 228 monthly payments of £1,828.60.

The total amount payable would be £535,499.40 made up of the loan amount plus interest of £305,424.40 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.1% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.99% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,480.49, 48 payments of £1,664.38 and 228 monthly payments of £1,820.94.

The total amount payable would be £530,671.32 made up of the loan amount plus interest of £300,596.32 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.9% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.24% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 2 monthly payments of £1,515.82, 48 payments of £1,666.64 and 228 monthly payments of £1,823.41.

The total amount payable would be £532,190.88 made up of the loan amount plus interest of £302,115.88 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.0% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000.00 payable over 25 years initially on a discounted variable rate of 6.64% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,573.16, 48 payments of £1,670.11 and 228 monthly payments of £1,827.22.

The total amount payable would be £534,602.28 made up of the loan amount plus interest of £304,527.28 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.1% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a fixed rate of 4.79% until 31st January 2027, a further discounted variable rate of 7.34% until 31st January  2031, followed by our Standard Variable Rate of 8.59%. In this example you would make 27 monthly payments of £1,240.06, followed by 48 monthly payments of £1,553.80 followed by 225 payments of £1,698.55.

The total amount payable would be £490,312.77 made up of the loan amount plus interest of £273,603.77 and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.6% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a fixed rate of 4.99% until 31st January 2027, a further discounted variable rate of 7.34% until 31st January 2031, followed by our Standard Variable Rate of 8.59%. In this example you would make 27 monthly payments of £1,265.16, followed by 48 monthly payments of £1,555.99 followed by 225 payments of £1,700.94.

The total amount payable would be £491,633.34 made up of the loan amount plus interest of £274,924.34 and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.6% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a fixed rate of 5.39% until 31st January 2027, a further discounted variable rate of 7.34% until 31st January 2031, followed by our Standard Variable Rate of 8.59%. In this example you would make 27 monthly payments of £1,316.13, followed by 48 monthly payments of £1,560.23 followed by 227 payments of £1,705.58.

The total amount payable would be £494,257.05 made up of the loan amount plus interest of £277,548.05 and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.7% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £200,00.00 payable over 25 years initially on a discounted variable rate of 7.20% for 1 year followed by our Standard Variable Rate of 8.59%. In this example you would make 12 monthly payments of £1,439.18, followed by 288 monthly payments of £1,617.81.

The total amount payable would be £483,274.44 made up of the loan amount plus interest of £283,199.44, and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.8% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.20% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,371.49, 48 payments of £1,656.82 and 228 monthly payments of £1,812.68.

The total amount payable would be £525,809.16 made up of the loan amount plus interest of £295,734.16 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.8% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.30% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,385.06, 48 payments of £1,657.82 and 228 monthly payments of £1,813.76.

The total amount payable would be £526,429.08 made up of the loan amount plus interest of £296,354.08 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.8% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.84% for 5 years, a further discounted variable rate of 7.34% for 1 year, followed by our Standard Variable Rate of 8.59%. In this example you would make 60 monthly payments of £1,459.48, 12 payments of £1,642.33 and 228 monthly payments of £1,796.82.

The total amount payable would be £517,026.72 made up of the loan amount plus interest of £286,951.72 and the following costs, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.5% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.45% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,426.17, 48 payments of £1,681.73 and 228 monthly payments of £1,839.00.

The total amount payable would be £527,358.24 made up of the loan amount plus interest of £297,283.24 and the following costs, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.8% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.75% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,446.94, 48 payments of £1,662.15. and 228 monthly payments of £1,818.51.

The total amount payable would be £529,205.04 made up of the loan amount plus interest of £299,130.04 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.9% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.30% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,524.36, 48 payments of £1,667.17 and 228 monthly payments of £1,823.99.

The total amount payable would be £532,553.52 made up of the loan amount plus interest of £302,478.52 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.0% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 5.65% for 2 years followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £996.92, followed by 276 monthly payments of £1,279.86.

The total amount payable would be £377,242.44 made up of the loan amount plus interest of £217,167.44, and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.3% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 5.94% for 2 years followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,025.02, followed by 276 monthly payments of £1,281.95.

The total amount payable would be £378,493.68 made up of the loan amount plus interest of £218,418.68, and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.3% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 6.54% for 2 years followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,084.33, followed by 276 monthly payments of £1,286.07.

The total amount payable would be £381,054.24 made up of the loan amount plus interest of £220,979.24, and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.5% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 6.79% for 2 years followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,109.50, followed by 276 monthly payments of £1,287.70.

The total amount payable would be £382,108.20 made up of the loan amount plus interest of £222,033.20, and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.5% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.79% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,452.51, 48 payments of £1,662.53 and 228 monthly payments of £1,818.92.

The total amount payable would be £529,450.44 made up of the loan amount plus interest of £299,375.44 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.9% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.79% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,594.91, 48 payments of £1,671.37 and 228 monthly payments of £1,828.60.

The total amount payable would be £535,499.40 made up of the loan amount plus interest of £305,424.40 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.1% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.99% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,480.49, 48 payments of £1,664.38 and 228 monthly payments of £1,820.94.

The total amount payable would be £530,671.32 made up of the loan amount plus interest of £300,596.32 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.9% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £16,000 payable over 25 years initially on a discounted variable rate of 6.54% for 2 years followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,084.33, followed by 276 monthly payments of £1,286.07.

The total amount payable would be £381,054.24 made up of the loan amount plus interest of £220,979.24, and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.5% APRC representative

Note: What you will pay may vary from this and will depend on your personal circumstances.