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Below our mortgage calculator, you will find all the mortgage products that we currently offer.
You are able to filter these using the filter option and you can ‘star’ your favourites to view for comparison.

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This information is a guide providing an estimate of what your monthly mortgage payment could be and is based on the information you've given. Further information is required when you choose a mortgage and you will be given a full mortgage illustration before you make a decision.

All cases are underwritten individually by our qualified underwriters. Call the mortgage team on 01257 235001.

You can mark products as favourites, allowing you to gather all your favourited items for a side-by-side comparison.

2 Year Discount 60% LTV

Initial Interest Rate

5.35%

Maximum Loan To Value (LTV)

60%

Overall Cost for Comparison

7.90%

Product Code

R200

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.35% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make 24 monthly payments of £1,391.87, 48 payments of £1,679.28 and 228 monthly payments of £1,836.31.

The total amount payable would be £532,764.00 made up of the loan amount plus interest of £302,689.00 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.90% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

2 Year Discount 80% LTV

Initial Interest Rate

5.45%

Maximum Loan To Value (LTV)

80%

Overall Cost for Comparison

7.90%

Product Code

R201

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.45% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make 24 monthly payments of £1,405.54, 48 payments of £1,680.27 and 228 monthly payments of £1,837.40.

The total amount payable would be £533,388.12 made up of the loan amount plus interest of £303,313.12 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.90% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

5 Year Discount 80% LTV

Initial Interest Rate

5.99%

Maximum Loan To Value (LTV)

80%

Overall Cost for Comparison

7.70%

Product Code

R182

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.99% for 5 years, a further discounted variable rate of 7.49% for 1 year, followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1781.64, 59 monthly payments of £1480.50, 12 payments of £1665.20 and 228 monthly payments of £1821.30.

The total amount payable would be £524,444.94 made up of the loan amount plus interest of £294,369.94 and the following costs, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.70% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

2 Year Discount 85% LTV

Initial Interest Rate

5.60%

Maximum Loan To Value (LTV)

85%

Overall Cost for Comparison

8.00%

Product Code

R202

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.60% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make 24 monthly payments of £1,426.17, 48 payments of £1,681.73 and 228 monthly payments of £1,839.00.

The total amount payable would be £534,318.12 made up of the loan amount plus interest of £304,243.12 and the following costs, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.00% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

2 Year Discount 90% LTV

Initial Interest Rate

5.90%

Maximum Loan To Value (LTV)

90%

Overall Cost for Comparison

8.00%

Product Code

R184

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.90% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make 24 monthly payments of £1,467.87, 48 payments of £1,684.59. and 228 monthly payments of £1,842.12.

The total amount payable would be £536,167.56 made up of the loan amount plus interest of £306,092.56 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.00% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

2 Year Discount 95% LTV

Initial Interest Rate

6.45%

Maximum Loan To Value (LTV)

95%

Overall Cost for Comparison

8.20%

Product Code

R185

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.45% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make 24 monthly payments of £1,545.80, 48 payments of £1,689.58 and 228 monthly payments of £1,847.58.

The total amount payable would be £539,522.28 made up of the loan amount plus interest of £309,477.28 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.20% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Term End - 2 Year Discount 90% LTV

Initial Interest Rate

7.49%

Maximum Loan To Value (LTV)

90%

Overall Cost for Comparison

8.80%

Product Code

R210

The following is a representative example based on a mortgage of £160,000 payable over 25 years initially on a discounted variable rate of 7.49% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make 24 monthly payments of £1,181.35, 276 monthly payments of £1,307.43.

The total amount payable would be £389,278.08 made up of the loan amount plus interest of £229,203.08 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.80% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Buy to Let - 2 Year Discount 60% LTV

Initial Interest Rate

5.80%

Maximum Loan To Value (LTV)

60%

Overall Cost for Comparison

8.50%

Product Code

R188

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.80% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make 1 payment of £1,709.04, 23 monthly payments of £1,453.90, followed by 276 monthly payments of £1,864.00.

The total amount payable would be £549,687.74 made up of the loan amount plus interest of £319,612.74, and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.50% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Buy to Let - 2 Year Discount 75% LTV

Initial Interest Rate

6.09%

Maximum Loan To Value (LTV)

75%

Overall Cost for Comparison

8.60%

Product Code

R189

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.09% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make 1 payment of £1,762.49, 23 monthly payments of £1494.60, followed by 276 monthly payments of £1,866.90.

The total amount payable would be £551,477.69 made up of the loan amount plus interest of £321,402.69, and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.60% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Buy to Let - 2 Year Discount 80% LTV

Initial Interest Rate

6.69%

Maximum Loan To Value (LTV)

80%

Overall Cost for Comparison

8.70%

Product Code

R190

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.69% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make 1 payment of £1,874.69, 23 monthly payments of £1,580.40, followed by 276 monthly payments of £1,872.60.

The total amount payable would be £555,136.49 made up of the loan amount plus interest of £325,061.49, and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.70% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

First Time Landlord - 2 Year Discount 75% LTV

Initial Interest Rate

6.94%

Maximum Loan To Value (LTV)

75%

Overall Cost for Comparison

8.80%

Product Code

R191

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.94% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make 1 payment of £1,791.25, 23 monthly payments of £1,616.80, followed by 276 monthly payments of £1,874.60.

The total amount payable would be £556,442.25 made up of the loan amount plus interest of £326,367.25, and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.80% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Later Life 2 - 2 Year Discount 60% LTV

Initial Interest Rate

5.94%

Maximum Loan To Value (LTV)

60%

Overall Cost for Comparison

8.10%

Product Code

R186

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.94% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,734.80, 23 monthly payments of £1,473.50, 48 payments of £1,685.20 and 228 monthly payments of £1,843.40.

The total amount payable would be £536,885.10 made up of the loan amount plus interest of £306,810.10 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.10% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Later Life 2 - 2 Year Discount 80% LTV

Initial Interest Rate

6.94%

Maximum Loan To Value (LTV)

80%

Overall Cost for Comparison

8.30%

Product Code

R187

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.94% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,922.09 23 monthly payments of £1,1616.80, 48 payments of £1,693.70 and 228 monthly payments of £1,852.80.

The total amount payable would be £542,919.48 made up of the loan amount plus interest of £312,844.48 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.30% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Discount Market Scheme - 2 Year Discount 95% LTV (30% OMV Discount)

Initial Interest Rate

6.14%

Maximum Loan To Value (LTV)

95%

Overall Cost for Comparison

8.10%

Product Code

R199

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.14% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,694.62, 23 monthly payments of £1,501.70, 48 payments of £1,685.50 and 228 monthly payments of £1,838.30.

The total amount payable would be £536,345.12 made up of the loan amount plus interest of £306,270.12 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.10% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Discount Market Scheme - 2 Year Discount 95% LTV (20% OMV Discount)

Initial Interest Rate

6.39%

Maximum Loan To Value (LTV)

95%

Overall Cost for Comparison

8.10%

Product Code

R198

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.39% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,737.98, 23 monthly payments of £1,537.20, 48 payments of £1,687.60 and 228 monthly payments of £1,840.60.

The total amount payable would be £537,830.18 made up of the loan amount plus interest of £307,755.18 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.10% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Help to Buy (E&W) - 2 Year Discount 75% LTV

Initial Interest Rate

6.79%

Maximum Loan To Value (LTV)

75%

Overall Cost for Comparison

8.30%

Product Code

R168

The following is a representative example based on a mortgage of £199,890 payable over 25 years initially on a discounted variable rate of 6.79% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,795.24, 23 monthly payments of £1,386.20, 48 payments of £1,471.30 and 228 monthly payments of £1,609.60.

The total amount payable would be £471,364.04 made up of the loan amount plus interest of £271,399.04 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.30% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

2 Year Fixed Rate 60% LTV (fixed until 31.10.2026)

Initial Interest Rate

4.79%

Maximum Loan To Value (LTV)

60%

Overall Cost for Comparison

7.70%

Product Code

R215

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a fixed rate of 4.79% until 31st October 2026, a further discounted variable rate of 7.34% until 31st October 2030, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,316.57, followed by 48 monthly payments of £1,652.64 followed by 228 payments of £1,808.10.

The total amount payable would be £523,246.20 made up of the loan amount plus interest of £293,171.20 and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.70% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

2 Year Fixed Rate 85% LTV (fixed until 31.10.2026)

Initial Interest Rate

4.99%

Maximum Loan To Value (LTV)

85%

Overall Cost for Comparison

7.70%

Product Code

R216

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a fixed rate of 4.99% until 31st October 2026, a further discounted variable rate of 7.34% until 31st October 2030, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,343.22, followed by 48 monthly payments of £1,653.80 followed by 227 payments of £1,808.87

The total amount payable would be £523,651.39 made up of the loan amount plus interest of £293,576.39 and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.70% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

2 Year Fixed Rate 95% LTV (fixed until 31.10.2026)

Initial Interest Rate

5.39%

Maximum Loan To Value (LTV)

95%

Overall Cost for Comparison

7.80%

Product Code

R217

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a fixed rate of 5.39% until 31st October 2026, a further discounted variable rate of 7.34% until 31st October 2030, followed by our Standard Variable Rate of 8.59%. In this example you would make 25 monthly payments of £1,397.33, followed by 48 monthly payments of £1,657.97 followed by 227 payments of £1,813.43.

The total amount payable would be £526,239.42 made up of the loan amount plus interest of £296,164.42 and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.80% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Self-Build - 1 Year Extension 80% LTV

Initial Interest Rate

7.35%

Maximum Loan To Value (LTV)

80%

Overall Cost for Comparison

9.00%

Product Code

R169

The following is a representative example based on a mortgage of £188,501.00 payable over 25 years initially on a discounted variable rate of 7.35% for 1 year followed by our Standard Variable Rate of 8.74%. In this example you would make 1 payment of £1,792.24, 11 monthly payments of £1,374.70, followed by 288 monthly payments of £1,544.80.

The total amount payable would be £461,891.34 made up of the loan amount plus interest of £273,315.34, and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 9.00% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

2 Year Discount 60% LTV

Initial Interest Rate

5.35%

Maximum Loan To Value (LTV)

60%

Overall Cost for Comparison

7.90%

Product Code

R200

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.35% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make 24 monthly payments of £1,391.87, 48 payments of £1,679.28 and 228 monthly payments of £1,836.31.

The total amount payable would be £532,764.00 made up of the loan amount plus interest of £302,689.00 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.90% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

2 Year Discount 80% LTV

Initial Interest Rate

5.45%

Maximum Loan To Value (LTV)

80%

Overall Cost for Comparison

7.90%

Product Code

R201

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.45% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make 24 monthly payments of £1,405.54, 48 payments of £1,680.27 and 228 monthly payments of £1,837.40.

The total amount payable would be £533,388.12 made up of the loan amount plus interest of £303,313.12 and the following cost, a Mortgage Exit Administration Fee (£75.00). 

The overall cost for comparison is 7.90% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

5 Year Discount 80% LTV

Initial Interest Rate

5.99%

Maximum Loan To Value (LTV)

80%

Overall Cost for Comparison

7.70%

Product Code

R182

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.99% for 5 years, a further discounted variable rate of 7.49% for 1 year, followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,781.64, 59 monthly payments of £1,480.50, 12 payments of £1,665.20 and 228 monthly payments of £1,821.30.

The total amount payable would be £524,444.94 made up of the loan amount plus interest of £294,369.94 and the following costs, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.70% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

2 Year Discount 85% LTV

Initial Interest Rate

5.60%

Maximum Loan To Value (LTV)

85%

Overall Cost for Comparison

8.00%

Product Code

R202

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.60% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make 24 monthly payments of £1,426.17, 48 payments of £1,681.73 and 228 monthly payments of £1,839.00.

The total amount payable would be £534,318.12 made up of the loan amount plus interest of £304,243.12 and the following costs, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.00% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

2 Year Discount 90% LTV

Initial Interest Rate

5.90%

Maximum Loan To Value (LTV)

90%

Overall Cost for Comparison

8.00%

Product Code

R184

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.90% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make 24 monthly payments of £1,467.87, 48 payments of £1,684.59. and 228 monthly payments of £1,842.12.

The total amount payable would be £536,167.56 made up of the loan amount plus interest of £306,092.56 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.00% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

2 Year Discount 95% LTV

Initial Interest Rate

6.45%

Maximum Loan To Value (LTV)

95%

Overall Cost for Comparison

8.20%

Product Code

R185

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.45% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make 24 monthly payments of £1,545.80, 48 payments of £1,689.58 and 228 monthly payments of £1,847.58.

The total amount payable would be £539,522.28 made up of the loan amount plus interest of £309,477.28 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.20% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Buy to Let - 2 Year Discount 60% LTV

Initial Interest Rate

5.80%

Maximum Loan To Value (LTV)

60%

Overall Cost for Comparison

8.50%

Product Code

R188

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.80% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make 1 payment of £1,709.04, 23 monthly payments of £1,453.90, followed by 276 monthly payments of £1,864.00.

The total amount payable would be £549,687.74 made up of the loan amount plus interest of £319,612.74, and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.50% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Buy to Let - 2 Year Discount 75% LTV

Initial Interest Rate

6.09%

Maximum Loan To Value (LTV)

75%

Overall Cost for Comparison

8.60%

Product Code

R189

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.09% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make 1 payment of £1,762.49, 23 monthly payments of £1494.60, followed by 276 monthly payments of £1,866.90.

The total amount payable would be £551,477.69 made up of the loan amount plus interest of £321,402.69, and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.60% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Buy to Let - 2 Year Discount 80% LTV

Initial Interest Rate

6.69%

Maximum Loan To Value (LTV)

80%

Overall Cost for Comparison

8.70%

Product Code

R190

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.69% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make 1 payment of £1,874.69, 23 monthly payments of £1,580.40, followed by 276 monthly payments of £1,872.60.

The total amount payable would be £555,136.49 made up of the loan amount plus interest of £325,061.49, and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.70% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

First Time Landlord - 2 Year Discount 75% LTV

Initial Interest Rate

6.94%

Maximum Loan To Value (LTV)

75%

Overall Cost for Comparison

8.80%

Product Code

R191

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.94% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make 1 payment of £1,791.25, 23 monthly payments of £1,616.80, followed by 276 monthly payments of £1,874.60.

The total amount payable would be £556,442.25 made up of the loan amount plus interest of £326,367.25, and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.80% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Later Life 2 - 2 Year Discount 60% LTV

Initial Interest Rate

5.94%

Maximum Loan To Value (LTV)

60%

Overall Cost for Comparison

8.10%

Product Code

R186

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.94% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,734.80, 23 monthly payments of £1,473.50, 48 payments of £1,685.20 and 228 monthly payments of £1,843.40.

The total amount payable would be £536,885.10 made up of the loan amount plus interest of £306,810.10 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.10% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Later Life 2 - 2 Year Discount 80% LTV

Initial Interest Rate

6.94%

Maximum Loan To Value (LTV)

80%

Overall Cost for Comparison

8.30%

Product Code

R187

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.94% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,922.09, 23 monthly payments of £1,616.80, 48 payments of £1,693.70 and 228 monthly payments of £1,852.80.

The total amount payable would be £542,919.48 made up of the loan amount plus interest of £312,844.48 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.30% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Government First Homes Scheme - 2 Year Discount 95% LTV

Initial Interest Rate

6.14%

Maximum Loan To Value (LTV)

95%

Overall Cost for Comparison

8.10%

Product Code

R197

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.14% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,694.62, 23 monthly payments of £1,501.70, 48 payments of £1,685.50 and 228 monthly payments of £1,838.30.

The total amount payable would be £536,345.12 made up of the loan amount plus interest of £306,270.12 and the following cost, a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.10% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Holiday Let - 2 Year Discount 80% LTV

Initial Interest Rate

6.69%

Maximum Loan To Value (LTV)

80%

Overall Cost for Comparison

8.60%

Product Code

R196

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.69% for 2 years followed by our Standard Variable Rate of 8.74%. In this example you would make 24 monthly payments of £1,580.39, followed by 276 monthly payments of £1,872.21.

The total amount payable would be £554,734.32 made up of the loan amount plus interest of £324,659.32, and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.60% APRC representative

Note: What you will pay may vary from this and will depend on your personal circumstances.