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Later Life Mortgages
Later life often brings new needs and priorities regarding your home, retirement, finances, family and friends. We offer friendly, expert advice for later life borrowers.
Our mortgages
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Later Life Lending - 2 Year Discount 60% LTV
Initial Interest Rate
5.84%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
8.00%
Product Code
DP211
The following is a representative example based on a mortgage of £230,000.00 payable over 25 years initially on a discounted variable rate of 5.84% for 2 years, a further discounted rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,459.48, 48 payments of £1,663.00 and 228 monthly payments of £1,819.43.
The total amount payable would be £531,055.56 made up of the loan amount plus interest of £299,681.56 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£275.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.0% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Later Life Lending - 2 Year Discount 75% LTV
Initial Interest Rate
6.84%
Maximum Loan To Value (LTV)
75%
Overall Cost for Comparison
8.20%
Product Code
DP238
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.84% for 2 years, a further discounted rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,602.19, 48 payments of £1,671.79 and 228 payments of £1,829.05.
The total amount payable would be £537,045.88 made up of the loan amount plus interest of £305,721.88 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.2% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Later Life Lending - 2 Year Discount 60% LTV Remortgage
Initial Interest Rate
5.84%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
8.00%
Product Code
DP239
The following is a representative example based on a mortgage of £230,000.00 payable over 25 years initially on a discounted variable rate of 5.84% for 2 years, a further discounted rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,459.48, 48 payments of £1,663.00 and 228 monthly payments of £1,819.43.
The total amount payable would be £531,055.56 made up of the loan amount plus interest of £299,681.56 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£275.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.0% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Later Life Lending - 2 Year Discount 75% LTV Remortgage
Initial Interest Rate
6.84%
Maximum Loan To Value (LTV)
75%
Overall Cost for Comparison
8.30%
Product Code
DP240
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 6.84% for 2 years, a further discounted rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,604.22, 48 payments of £1,685.13 and 228 payments of £1,843.65
The total amount payable would be £539,459.50 made up of the loan amount plus interest of £308,135.50 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.3% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.