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Later Life Mortgages
Later life often brings new needs and priorities regarding your home, retirement, finances, family and friends. We offer friendly, expert advice for later life borrowers.
Our mortgages
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Later Life Lending - 2 Year Discount 60% LTV
Initial Interest Rate
5.74%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
7.90%
Product Code
DP211
The following is a representative example based on a mortgage of £178,487 payable over 25 years initially on a discounted variable rate of 5.74% for 2 years, a further discounted rate of 7.24% for 4 years, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £1,121.79, 48 payments of £1,278.99 and 228 monthly payments of £1,399.77.
The total amount payable would be £408,786.04 made up of the loan amount plus interest of £228,975.04 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.9% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Later Life Lending - 2 Year Discount 75% LTV
Initial Interest Rate
6.74%
Maximum Loan To Value (LTV)
75%
Overall Cost for Comparison
8.10%
Product Code
DP238
The following is a representative example based on a mortgage of £178,487 payable over 25 years initially on a discounted variable rate of 6.74% for 2 years, a further discounted rate of 7.24% for 4 years, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £1,232.06, 48 payments of £1,285.83 and 228 payments of £1,407.27.
The total amount payable would be £413,445.84 made up of the loan amount plus interest of £233,659.84 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.1% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Later Life Lending - 2 Year Discount 60% LTV Remortgage
Initial Interest Rate
5.74%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
7.90%
Product Code
DP239
The following is a representative example based on a mortgage of £178,487 payable over 25 years initially on a discounted variable rate of 5.74% for 2 years, a further discounted rate of 7.24% for 4 years, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £1,121.79, 48 payments of £1,278.99 and 228 monthly payments of £1,399.77.
The total amount payable would be £408,786.04 made up of the loan amount plus interest of £228,975.04 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.9% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Later Life Lending - 2 Year Discount 75% LTV Remortgage
Initial Interest Rate
6.74%
Maximum Loan To Value (LTV)
75%
Overall Cost for Comparison
8.10%
Product Code
DP240
The following is a representative example based on a mortgage of £178,487 payable over 25 years initially on a discounted variable rate of 6.74% for 2 years, a further discounted rate of 7.24% for 4 years, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £1,232.06, 48 payments of £1,285.83 and 228 payments of £1,407.27.
The total amount payable would be £413,445.84 made up of the loan amount plus interest of £233,659.84 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£200.00), and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.1% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.