Remortgage

This type of mortgage is especially for those who are looking to remortage and offers a contribution towards your legal fee's.

Our mortgages

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2 Year Discount 60% LTV Remortgage

Initial Interest Rate

5.25%

Maximum Loan To Value (LTV)

60%

Overall Cost for Comparison

7.80%

Product Code

DP246

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.25% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,378.27, 48 payments of £1,657.32 and 228 monthly payments of £1,813.22.

The total amount payable would be £527,418.00 made up of the loan amount plus interest of £296,044.00 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£275.00), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.8% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

2 Year Discount 80% LTV Remortgage

Initial Interest Rate

5.35%

Maximum Loan To Value (LTV)

80%

Overall Cost for Comparison

7.90%

Product Code

DP247

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a discounted variable rate of 5.35% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would make 24 monthly payments of £1,391.87, 48 payments of £1,658.31 and 228 monthly payments of £1,814.30.

The total amount payable would be £527,988.16 made up of the loan amount plus interest of £296,664.16 and the following costs, a Scheme Fee of (£999.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£225), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.9% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

2 Year Fixed Rate 60% LTV Remortgage (fixed until 28.02.2027)

Initial Interest Rate

5.04%

Maximum Loan To Value (LTV)

60%

Overall Cost for Comparison

7.60%

Product Code

DP264

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a fixed rate of 5.04% until 28th February 2027, a further discounted rate of 7.34% until 28th February 2031, followed by our Standard Variable Rate of 8.59%. In this example you would make 30 monthly payments of £1,271.47, 48 payments of £1,554.03 and 222 monthly payments of £1,697.37.

The total amount payable would be £489,928.68 made up of the loan amount plus interest of £272,919.68 and the following costs,  a CHAPS fee (£25.00), a standard Valuation fee (£275.00) and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.60% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

2 Year Fixed Rate 80% LTV Remortgage (fixed until 28.02.2027)

Initial Interest Rate

5.44%

Maximum Loan To Value (LTV)

80%

Overall Cost for Comparison

7.70%

Product Code

DP265

The following is a representative example based on a mortgage of £216,634.00 payable over 25 years initially on a fixed rate of 5.44% until 28th February 2027, a further discounted rate of 7.34% until 28th February 2031, followed by our Standard Variable Rate of 8.59%. In this example you would make 30 monthly payments of £1,322.57, 48 payments of £1,558.72 and 222 monthly payments of £1,702.50.

The total amount payable would be £492,775.66 made up of the loan amount plus interest of £275,816.66 and the following costs, a Chaps fee (£25.00), a standard Valuation fee (£225.00) and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.70% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

2 Year Fixed Rate 90% LTV Remortgage (fixed until 28.02.2027)

Initial Interest Rate

5.39%

Maximum Loan To Value (LTV)

90%

Overall Cost for Comparison

7.80%

Product Code

DP273

The following is a representative example based on a mortgage of £216,634.00 payable over 25 years initially on a fixed rate of 5.39% until 28th February 2027, a further discounted rate of 7.34% until 28th February 2031, followed by our Standard Variable Rate of 8.59%. In this example you would make 28 monthly payments of £1,316.13, 48 payments of £1,559.54 and 224 monthly payments of £1,704.35.

The total amount payable would be £495,033.96 made up of the loan amount plus interest of £275,816.66 and the following costs, a Chaps fee (£25.00), a standard Valuation fee (£200), a Scheme fee (£1250) and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.80% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.