Search
Contact Us
Fixed Rate Mortgages
With our Fixed Rate Mortgages, the interest rate remains the same for a set period of time. This means you’ll know exactly how much you’re putting towards your mortgage each month, which can help you budget and plan for the future.
Our mortgages
You can mark products as favourites, allowing you to gather all your favourited items for a comparison.
2 Year Fixed Rate 90% LTV (fixed until 30.06.2027)
Initial Interest Rate
5.49%
Maximum Loan To Value (LTV)
90%
Overall Cost for Comparison
7.70%
Product Code
DP287
The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a fixed rate of 5.49% until 30th June 2027, a further discounted rate of 7.24% until 30th June 2031, followed by our Standard Variable Rate of 8.49%. In this example you would make 30 monthly payments of £1,329.03, 48 payments of £1,546.40 and 222 monthly payments of £1,689.59.
The total amount payable would be £490,737.08 made up of the loan amount plus interest of £272,553.08 and the following costs, a Scheme Fee (£1,250.00), a Chaps fee (£25.00), a standard Valuation fee (£200.00) and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.70% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Fixed Rate 95% LTV (fixed until 30.06.2027)
Initial Interest Rate
5.99%
Maximum Loan To Value (LTV)
95%
Overall Cost for Comparison
7.80%
Product Code
DP288
The following is a representative example based on a mortgage of £216,634.00 payable over 25 years initially on a fixed rate of 5.99% until 30th June 2027, a further discounted rate of 7.24% until 30th June 2031, followed by our Standard Variable Rate of 8.49%. In this example you would make 30 monthly payments of £1,394.45, 48 payments of £1,551.92 and 222 monthly payments of £1,695.63.
The total amount payable would be £494,054.52 made up of the loan amount plus interest of £276,121.52 and the following costs, a Scheme Fee (£999.00), a Chaps fee (£25.00), a standard Valuation fee (£200.00) and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.80% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Shared Ownership - 2 Year Fixed Rate 95% LTV (fixed until 30.04.2027)
Initial Interest Rate
5.49%
Maximum Loan To Value (LTV)
95%
Overall Cost for Comparison
7.70%
Product Code
DP290
The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a fixed rate of 5.49% until 30th April 2027, a further discounted rate of 7.24% until 30th April 2031, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £1,329.03, 48 payments of £1,547.64 and 228 monthly payments of £1,691.91.
The total amount payable would be £490,787.40 made up of the loan amount plus interest of £273,853.40 and the following costs, a Chaps fee (£25.00), a standard Valuation fee (£200.00) and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.70% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Shared Ownership - 5 Year Fixed Rate 95% LTV (fixed until 28.02.2030)
Initial Interest Rate
5.29%
Maximum Loan To Value (LTV)
95%
Overall Cost for Comparison
7.20%
Product Code
DP291
The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a fixed rate of 5.29% until 28th February 2030, a further discounted rate of 7.24% until 28th February 2031, followed by our Standard Variable Rate of 8.49%. In this example you would make 62 monthly payments of £1,303.29, 12 payments of £1,520.96 and 226 monthly payments of £1,663.67.
The total amount payable would be £475,344.92 made up of the loan amount plus interest of £258,410.92 and the following costs, a Chaps fee (£25.00), a standard Valuation fee (£200.00) and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.20% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.