Fixed Rate Mortgages

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a fixed rate of 5.04% until 28th February 2027, a further discounted rate of 7.24% until 28th February 2031, followed by our Standard Variable Rate of 8.49%. In this example you would make 27 monthly payments of £1,271.47, 48 payments of £1,543.57 and 225 monthly payments of £1,687.92.

The total amount payable would be £488,578.05 made up of the loan amount plus interest of £271,569.05 and the following costs,  a CHAPS fee (£25.00), a standard Valuation fee (£275.00) and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.60% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634.00 payable over 25 years initially on a fixed rate of 5.44% until 28th February 2027, a further discounted rate of 7.24% until 28th February 2031, followed by our Standard Variable Rate of 8.49%. In this example you would make 27 monthly payments of £1,322.57, 48 payments of £1,547.75 and 225 monthly payments of £1,692.50.

The total amount payable would be £491,138.89 made up of the loan amount plus interest of £274,179.89 and the following costs, a Chaps fee (£25.00), a standard Valuation fee (£225.00) and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.70% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a fixed rate of 5.49% until 31st May 2027, a further discounted rate of 7.24% until 31st May 2031, followed by our Standard Variable Rate of 8.49%. In this example you would make 31 monthly payments of £1,329.03, 48 payments of £1,545.78 and 221 monthly payments of £1,688.43.

The total amount payable would be £490,090.40 made up of the loan amount plus interest of £271,906.40 and the following costs, a Scheme Fee (£1,250.00), a Chaps fee (£25.00), a standard Valuation fee (£200.00) and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.70% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634.00 payable over 25 years initially on a fixed rate of 5.99% until 31st May 2027, a further discounted rate of 7.24% until 31st May 2031, followed by our Standard Variable Rate of 8.49%. In this example you would make 31 monthly payments of £1,394.45, 48 payments of £1,551.49 and 221 monthly payments of £1,694.67.

The total amount payable would be £493,520.54 made up of the loan amount plus interest of £275,587.54 and the following costs, a Scheme Fee (£999.00), a Chaps fee (£25.00), a standard Valuation fee (£200.00) and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.80% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a fixed rate of 5.49% until 30th November 2026, a further discounted rate of 7.24% until 30th November 2030, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £1,329.03, 48 payments of £1,550.11 and 228 monthly payments of £1,696.50.

The total amount payable would be £494,403.00 made up of the loan amount plus interest of £276,470.00 and the following costs, a Scheme Fee (£999), a Chaps fee (£25.00), a standard Valuation fee (£200.00) and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.80% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.