Fixed Rate Mortgages

The following is a representative example based on a mortgage of £216,634 payable over 25 years initially on a fixed rate of 5.04% until 28th February 2027, a further discounted rate of 7.34% until 28th February 2031, followed by our Standard Variable Rate of 8.59%. In this example you would make 30 monthly payments of £1,271.47, 48 payments of £1,554.03 and 222 monthly payments of £1,697.37.

The total amount payable would be £489,928.68 made up of the loan amount plus interest of £272,919.68 and the following costs,  a CHAPS fee (£25.00), a standard Valuation fee (£275.00) and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.60% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634.00 payable over 25 years initially on a fixed rate of 5.44% until 28th February 2027, a further discounted rate of 7.34% until 28th February 2031, followed by our Standard Variable Rate of 8.59%. In this example you would make 30 monthly payments of £1,322.57, 48 payments of £1,558.72 and 222 monthly payments of £1,702.50.

The total amount payable would be £492,775.66 made up of the loan amount plus interest of £275,816.66 and the following costs, a Chaps fee (£25.00), a standard Valuation fee (£225.00) and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.70% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £216,634.00 payable over 25 years initially on a fixed rate of 5.39% until 28th February 2027, a further discounted rate of 7.34% until 28th February 2031, followed by our Standard Variable Rate of 8.59%. In this example you would make 28 monthly payments of £1,316.13, 48 payments of £1,559.54 and 224 monthly payments of £1,704.35.

The total amount payable would be £495,033.96 made up of the loan amount plus interest of £275,816.66 and the following costs, a Chaps fee (£25.00), a standard Valuation fee (£200), a Scheme fee (£1250) and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.80% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a fixed rate of 5.39% until 30th April 2027, a further discounted rate of 7.34% until 31st January 2031, followed by our Standard Variable Rate of 8.59%. In this example you would make 30 monthly payments of £1,397.33, 48 payments of £1,654.28 and 222 monthly payments of £1,806.87.

The total amount payable would be £524,025.48 made up of the loan amount plus interest of £292,450.48 and the following costs, a Scheme Fee (£1,250.00), a Chaps fee (£25.00), a standard Valuation fee (£225.00) and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.70% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a fixed rate of 5.99% until 30th April 2027, a further discounted rate of 7.34% until 31st January 2031, followed by our Standard Variable Rate of 8.59%. In this example you would make 29 monthly payments of £1,480.49, 48 payments of £1,661.91 and 223 monthly payments of £1,815.72.

The total amount payable would be £528,910.45 made up of the loan amount plus interest of £297,611.45 and the following costs, a Scheme Fee (£999.00), a Chaps fee (£25.00), a standard Valuation fee (£200.00) and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.90% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.