Fixed Rate Mortgages
With our Fixed Rate Mortgages, the interest rate remains the same for a set period of time. This means you’ll know exactly how much you’re putting towards your mortgage each month, which can help you budget and plan for the future.
![](/media/zf5jdyms/happy-couple.png)
Our mortgages
You can mark products as favourites, allowing you to gather all your favourited items for a comparison.
2 Year Fixed Rate 90% LTV (fixed until 30.06.2026)
Initial Interest Rate
5.59%
Maximum Loan To Value (LTV)
90%
Overall Cost for Comparison
8.00%
Product Code
DP233
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a fixed rate of 5.59% until 30th June 2026, a further discounted rate of 7.49% until 30th June 2030, followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,600.44, 26 monthly payments of £1,424.80, 48 payments of £1,677.80 and 225 monthly payments of £1,828.30.
The total amount payable would be £532,122.14 made up of the loan amount plus interest of £300,547.14 and the following costs, a Scheme Fee (£1,250.00), a Chaps fee (£25.00), a standard Valuation fee (£225.00) and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.00% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
2 Year Fixed Rate 95% LTV (fixed until 30.06.2026)
Initial Interest Rate
6.24%
Maximum Loan To Value (LTV)
95%
Overall Cost for Comparison
8.10%
Product Code
DP234
The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a fixed rate of 6.24% until 30th June 2026, a further discounted rate of 7.49% until 30th June 2030, followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,711.97, 26 monthly payments of £1,515.90, 48 payments of £1,684.40 and 225 monthly payments of £1,835.30.
The total amount payable would be £536,218.07 made up of the loan amount plus interest of £304,919.07 and the following costs, a Scheme Fee (£999), a Chaps fee (£25.00), a standard Valuation fee (£200.00) and a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.10% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.