Fixed Rate Mortgages

With our Fixed Rate Mortgages, the interest rate remains the same for a set period of time. This means you’ll know exactly how much you’re putting towards your mortgage each month, which can help you budget and plan for the future. 

Our mortgages

You can mark products as favourites, allowing you to gather all your favourited items for a comparison.

2 Year Fixed Rate 90% LTV (fixed until 30.06.2026)

Initial Interest Rate

5.59%

Maximum Loan To Value (LTV)

90%

Overall Cost for Comparison

8.00%

Product Code

DP233

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a fixed rate of 5.59% until 30th June 2026, a further discounted rate of 7.49% until 30th June 2030, followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,600.44, 26 monthly payments of £1,424.80, 48 payments of £1,677.80 and 225 monthly payments of £1,828.30.

The total amount payable would be £532,122.14 made up of the loan amount plus interest of £300,547.14 and the following costs, a Scheme Fee (£1,250.00), a Chaps fee (£25.00), a standard Valuation fee (£225.00) and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.00% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

2 Year Fixed Rate 95% LTV (fixed until 30.06.2026)

Initial Interest Rate

6.24%

Maximum Loan To Value (LTV)

95%

Overall Cost for Comparison

8.10%

Product Code

DP234

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a fixed rate of 6.24% until 30th June 2026, a further discounted rate of 7.49% until 30th June 2030, followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,711.97, 26 monthly payments of £1,515.90, 48 payments of £1,684.40 and 225 monthly payments of £1,835.30.

The total amount payable would be £536,218.07 made up of the loan amount plus interest of £304,919.07 and the following costs, a Scheme Fee (£999), a Chaps fee (£25.00), a standard Valuation fee (£200.00) and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.10% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.