Help To Buy Mortgages

We are supporting the Government’s Help to Buy Scheme which is currently available in Wales. We also offer remortgages for those who currently have the Help to Buy England & Wales mortgage and are looking to change lender.

Our mortgages

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Help to Buy (E&W) - 2 Year Discount 75% LTV Remortgage

Initial Interest Rate

6.99%

Maximum Loan To Value (LTV)

75%

Overall Cost for Comparison

8.20%

Product Code

DP226

The following is a representative example based on a mortgage of £230,000.00 payable over 25 years initially on a discounted variable rate of 6.99% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would 24 monthly payments of £1,624.13, 48 payments of £1,673.02 and 228 monthly payments of £1,830.40.

The total amount payable would be £537,564.28 made up of the loan amount plus interest of £306,615.28 and the following costs, a Scheme Fee of (£599.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£250.00), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.2% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

Help to Buy (Wales) - 2 Year Discount 75% LTV

Initial Interest Rate

6.99%

Maximum Loan To Value (LTV)

75%

Overall Cost for Comparison

8.20%

Product Code

DP225

The following is a representative example based on a mortgage of £230,000.00 payable over 25 years initially on a discounted variable rate of 6.99% for 2 years, a further discounted variable rate of 7.34% for 4 years, followed by our Standard Variable Rate of 8.59%. In this example you would 24 monthly payments of £1,624.13, 48 payments of £1,673.02 and 228 monthly payments of £1,830.40.

The total amount payable would be £537,564.28 made up of the loan amount plus interest of £306,615.28 and the following costs, a Scheme Fee of (£599.00), a Chaps/Telegraphic Transfer fee (£25.00), a Valuation Fee (£250.00), and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 8.2% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.