Help to Buy (Wales) - 2 Year Discount 75% LTV

2.50% of the redemption balance in year 1

1.50% of the redemption balance in year 2

There is no Application Fee payable for this product.

£599 (can be added to the loan, subject to LTV and lending criteria, or paid on completion. Fees added to the loan will accrue interest.Further details are available on application).

£75 (paid on redemption).

Paid directly to valuer by the applicant – see Valuation Fee Scale for details.

A standard mortgage valuation is required on all properties.

Minimum - 18

Maximum - 85 (Interest Only and Part & Part Mortgages)

                   - 90 (Repayment Mortgages)

Minimum – 2 years

Maximum – 40 years

Minimum - £50,000

Maximum Purchase Price – £300,000

To be eligible for the scheme, you must:

- Be buying an eligible home, with a maximum price of £300,000, from a builder who is registered with the scheme.

- Be able to fund at least 80% of the property price through a repayment mortgage and a 5% deposit.

Available to customers who meet our standard lending criteria. Non-standard products are available.

Acceptable on properties covered by the Wales Help to Buy scheme with an EPC rating of B or above.

With a variable rate product, payments may vary as interest rates change.

The Society will allow overpayments of up to 10% of the capital balance per annum without invoking an early repayment charge.

You can keep this mortgage should you move to a new property. This mortgage is portable subject to your status meeting our criteria.

Buildings insurance is compulsory in all instances.