Fixed Rate Mortgages

With our Fixed Rate Mortgages, the interest rate remains the same for a set period of time. This means you’ll know exactly how much you’re putting towards your mortgage each month, which can help you budget and plan for the future. 

Our mortgages

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2 Year Fixed Rate 60% LTV (fixed until 31.07.2026)

Initial Interest Rate

4.99%

Maximum Loan To Value (LTV)

60%

Overall Cost for Comparison

7.80%

Product Code

R208

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a fixed rate of 4.99% until 31st July 2026, a further discounted variable rate of 7.49% until 31st July 2030, followed by our Standard Variable Rate of 8.74%. In this example you would make 25 monthly payments of £1,343.22, followed by 48 monthly payments of £1,674.67 followed by 227 payments of £1,830.76.

The total amount payable would be £529,622.18 made up of the loan amount plus interest of £299,547.18 and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.80% APRC representative.

Note: What you will pay may vary from this and will depend on your personal circumstances.

2 Year Fixed Rate 80% LTV (fixed until 31.07.2026)

Initial Interest Rate

5.39%

Maximum Loan To Value (LTV)

80%

Overall Cost for Comparison

7.90%

Product Code

R209

The following is a representative example based on a mortgage of £230,000 payable over 25 years initially on a fixed rate of 5.39% until 31st July 2026, a further discounted variable rate of 7.49% until 31st July 2030, followed by our Standard Variable Rate of 8.74%. In this example you would make 25 monthly payments of £1,397.33, followed by 48 monthly payments of £1,678.89 followed by 227 payments of £1,835.38.

The total amount payable would be £532,226.23 made up of the loan amount plus interest of £302,151.23 and a Mortgage Exit Administration Fee (£75.00).

The overall cost for comparison is 7.90% APRC representative. 

Note: What you will pay may vary from this and will depend on your personal circumstances.