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Help To Buy Mortgages
This type of mortgage is for existing borrowers, who currently have a Help To Buy mortgage, whose scheme is coming to an end or need additional borrowing.
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Help to Buy (E&W) - 2 Year Discount 75% LTV
Initial Interest Rate
6.79%
Maximum Loan To Value (LTV)
75%
Overall Cost for Comparison
8.30%
Product Code
R168
The following is a representative example based on a mortgage of £199,890 payable over 25 years initially on a discounted variable rate of 6.79% for 2 years, a further discounted variable rate of 7.49% for 4 years, followed by our Standard Variable Rate of 8.74%. In this example you would make an initial payment of £1,795.24, 23 monthly payments of £1,386.20, 48 payments of £1,471.30 and 228 monthly payments of £1,609.60.
The total amount payable would be £471,364.04 made up of the loan amount plus interest of £271,399.04 and the following cost, a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.30% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.