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Later Life Mortgages
Later life often brings new needs and priorities regarding your home, retirement, finances, family and friends. We offer friendly, expert advice for later life borrowers.
Our mortgages
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Later Life 2 - 2 Year Discount 60% LTV
Initial Interest Rate
5.69%
Maximum Loan To Value (LTV)
60%
Overall Cost for Comparison
7.80%
Product Code
R186
The following is a representative example based on a mortgage of £178,487 payable over 25 years initially on a discounted variable rate of 5.69% for 2 years, a further discounted variable rate of 7.24% for 4 years, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £1,116.41, 48 payments of £1,278.62 and 228 monthly payments of £1,399.38.
The total amount payable would be £407,301.24 made up of the loan amount plus interest of £228,739.24 and the following cost, a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 7.8% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.
Later Life 2 - 2 Year Discount 80% LTV
Initial Interest Rate
6.69%
Maximum Loan To Value (LTV)
80%
Overall Cost for Comparison
8.00%
Product Code
R187
The following is a representative example based on a mortgage of £178,487 payable over 25 years initially on a discounted variable rate of 6.69% for 2 years, a further discounted variable rate of 7.24% for 4 years, followed by our Standard Variable Rate of 8.49%. In this example you would make 24 monthly payments of £1,226.43, 48 payments of £1,285.51 and 228 monthly payments of £1,406.91.
The total amount payable would be £411,989.28 made up of the loan amount plus interest of £233,427.28 and the following cost, a Mortgage Exit Administration Fee (£75.00).
The overall cost for comparison is 8.0% APRC representative.
Note: What you will pay may vary from this and will depend on your personal circumstances.