First Time Buyers

We know that buying your first home is a big step. That’s why we offer exclusive first time buyer mortgages that help you onto the property ladder with no scheme fees and £250 cash back.  
We also support the Government help schemes, aimed at first time buyers looking to secure their first home.

Home
Mortgages
New Customers
First Time Buyers

Our mortgage range

  • semi detached FTB

    Exclusive First Time Buyer Mortgages

    • Fixed monthly payment for a set period, helping you to budget
    • Borrow up to 95% of the value of the home
    • Cash back incentive of £250

  • First Homes Mortgages

    • We support the Government’s First Homes Scheme
    • Available to first time buyers
    • Borrow up to 95% of the value of the property

  • Help To Buy Mortgages

    • We support the Government’s Help to Buy Scheme
    • Variable rate
    • Remortgage options available

  • Shared Ownership Mortgages

    • We support the Government’s Shared Ownership scheme
    • Fixed and variable rate options
    • No application fee

  • Discount Market Scheme (DMS) Mortgages

    • We are supporting the Discount Market Scheme
    • Variable rate
    • Cashback incentive for A or B EPC rating